Affordable Insurance
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Affordable Insurance
Established in 1985, Affordable Insurance Group is a full-service independent insurance agency that aims to offer customers the right policies for a modest price. Based in Columbia, our agency serves customers in Lexington, Chapin, West Columbia, Irmo and surrounding areas in South Carolina. Our agents understand your time is important, which is why we shop for insurance products on your behalf.

We work with a network of trusted insurance providers so we can find the best match for your needs. Whether you're looking for personal insurance products to protect your family or commercial insurance products to protect your business, we're equipped to offer you the right solutions. One way we work to help make insurance easy for you is by offering free information here on our website.

You can learn about different products and the benefits of personalized coverage. Then request a free quote 24/7, whenever it's most convenient for you. Whether you're looking for insurance, retirement plans or simple advice, Affordable Insurance Group can help save you time and money.
Services
Founded by Agency Manager Julius Jones in 1985, Affordable Insurance Group serves the insurance and financial needs of clients in the St. Andrews, Irmo and Columbia areas of South Carolina.
Through the relentless pursuit of excellence, Julius has put together a vast array of products to meet your individual and small business needs - including protection for your auto, home, property.
The agency also offers solutions for your retirement needs.
Our mission at Affordable Insurance Group is to help our clients save time and money by assisting them with selecting the best plan with the right company at the right time.
Car insurance provides financial security, but it's going to cost money to get proper coverage.
Here, South Carolina drivers have an advantage.
Their average car insurance rate is around $850 - less than the U.S. average.
Still, it always is to your benefit to save as much as you can in the first place.
By choosing Affordable Insurance Group, you'll get personalized service to find the best price for tailored affordable coverage.
Your car is expensive, and it's often one of your most-valued possessions.
For help enrolling in coverage, come to Affordable Insurance Group.
Our goal is to help every Columbia business owner get the appropriate business insurance portfolio.
As a business owner, you'll invest considerable earnings into acquiring hard assets and supporting operations.
So, if a damaging incident inhibits operations, you stand to lose out financially.
Nevertheless, with the right business insurance, you can get financial help recovering from unexpected mishaps.
Rather than paying out of pocket for repairs, legal settlements and property replacement, let your coverage pay for some or all the costs.
Dwelling Coverage: This helps pay for damages done to the actual house and its attached structures - such as a garage - as a result of covered incidents.
Covered incidents generally include fire, hail, windstorms, lightning, vandalism and theft.
General Liability: This helps pay medical expenses or damages if you cause bodily injury or property damage to someone else.
Personal Belongings Coverage: Also known as personal property coverage, personal belongings coverage offers either replacement value or cash value for items lost or damaged due to a covered incident.
While we all want our 20-year plan to work out, there's always a chance it won't.
Indeed, in the worst situations, you might even pass away in the middle of buying a home, starting a family or trying to save for retirement.
If this happens, you might leave excessive financial stress behind for your loved ones.
However, if you have life insurance, you can guarantee your survivors have money to sustain themselves in the event of your passing.
A well-maintained policy can help you put away money and even build wealth through your coverage.
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