EFG Insurance Agency, Inc. was established in 1995 as a full service independent insurance agency in North Houston. We service individuals and commercial customers with a full line of insurance products, looking for the best policy to fit our customer needs. Although located in Houston, we service all of Texas-from Beaumont west to El Paso, north to the Dallas/Fort Worth and south from Eagle Pass down to Laredo to Brownsville.
Auto insurance protects you against financial loss if you have an accident. Ask your agent how the right auto insurance provides property, liability and medical coverage that matches the needs of you and your family. Homeowners insurance protects you from financial losses caused by storms, fire, theft, and other events outlined in your policy. Carrying the right amount of coverage is essential to protecting your family and belongings.
A sudden loss is emotionally devastating to a family. At EFG Insurance, we make sure that it's not also a major financial loss to the family.
Auto insurance protects you against financial loss if you have an accident. Ask your agent how the right auto insurance provides property, liability and medical coverage that matches the needs of you and your family. Homeowners insurance protects you from financial losses caused by storms, fire, theft, and other events outlined in your policy. Carrying the right amount of coverage is essential to protecting your family and belongings.
A sudden loss is emotionally devastating to a family. At EFG Insurance, we make sure that it's not also a major financial loss to the family.
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What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months or a year.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months or a year.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
Why do you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
Why do you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions.
For a business many different types of insurance exist, including property insurance, liability, commercial auto, workers compensation, group health, life, disability income, "key man" insurance and others.
Below are some of the more common types of coverage available, however this is not a complete list and, as always, we recommend you contact us to thoroughly review the needs of your business.
Below are some of the more common types of coverage available, however this is not a complete list and, as always, we recommend you contact us to thoroughly review the needs of your business.
Life Insurance can be used for many things.
For most families, it is there to protect the family financially when someone passes away.
For others it can be a way to build cash value while also providing a safety net for loved ones.
Whole Life - Similar to term, but you purchase the policy to cover your "whole life" not just a set period.
Premiums remain level throughout the life of the policy, and the company invests at least a portion of your premiums.
Some firms share investment proceeds with policyholders in the form of a dividend.
For most families, it is there to protect the family financially when someone passes away.
For others it can be a way to build cash value while also providing a safety net for loved ones.
Whole Life - Similar to term, but you purchase the policy to cover your "whole life" not just a set period.
Premiums remain level throughout the life of the policy, and the company invests at least a portion of your premiums.
Some firms share investment proceeds with policyholders in the form of a dividend.
NOTICE: This document is for informational purposes only and is not intended to alter or replace the insurance policy.
Additionally, this informational sheet is not intended to fully set out your rights and obligations or the rights and obligations of the insurance company.
If you have questions about your insurance, you should consult your insurance agent, the insurance company, or the language of the insurance policy.
Accelerated death benefits - A insurance policy with an accelerated death benefits provision will pay - under certain conditions - all or part of the policy death benefits while the policyholder is still alive.
Additionally, this informational sheet is not intended to fully set out your rights and obligations or the rights and obligations of the insurance company.
If you have questions about your insurance, you should consult your insurance agent, the insurance company, or the language of the insurance policy.
Accelerated death benefits - A insurance policy with an accelerated death benefits provision will pay - under certain conditions - all or part of the policy death benefits while the policyholder is still alive.
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