Cummings Insurance Agency, Inc. is a full service, independent insurance agency, offering such products as Equine mortality Insurance, Farm Owner's Insurance, Stable Liability Insurance, Crop Insurance, Automobile Insurance, Homeowner's Insurance, Life, Health, Bonds and Business Insurance. Over the past years, Ted and Blair Cummings have turned their passion for horses into a specialized equine department.
Ted and Blair handle all equine calls personally as well as all aspects of equine accounts from start to finish. As horse owners themselves they understand that insuring your horse is much different from insuring your car. Ted and Blair Cummings are members/sponsors of The National Snaffle Bit Association, American Quarter Horse Association, and the New England Paint Horse Club.
They also sponsor classes at local shows for many of their clients.
Ted and Blair handle all equine calls personally as well as all aspects of equine accounts from start to finish. As horse owners themselves they understand that insuring your horse is much different from insuring your car. Ted and Blair Cummings are members/sponsors of The National Snaffle Bit Association, American Quarter Horse Association, and the New England Paint Horse Club.
They also sponsor classes at local shows for many of their clients.
Services
This comprehensive policy reimburses you in the event of the death of your insured horse resulting from an accident, illness or disease.
This policy also provides coverage if an insured horse must be humanely euthanized to prevent excess, continued suffering due to an incurable injury or tem1inal disease.
Limited theft protection is included to protect you if your animal is stolen or dies as a result of theft.
This coverage will reimburse you for reasonable and customary fees up to the Major Medical policy limit for veterinary fees as a result of an accident, illness or surgical procedure.
This policy also provides coverage if an insured horse must be humanely euthanized to prevent excess, continued suffering due to an incurable injury or tem1inal disease.
Limited theft protection is included to protect you if your animal is stolen or dies as a result of theft.
This coverage will reimburse you for reasonable and customary fees up to the Major Medical policy limit for veterinary fees as a result of an accident, illness or surgical procedure.
As an individual who owns, trains, boards or breeds horses, you've invested significantly in your business.
Unfortunately, you may be courting financial disaster.
Carefully review your present insurance policy to discover the voids and gaps that could be in your coverage.
You may be surprised at the risks you are taking.
If you are currently covered under a homeowners policy, it is very likely that your policy doesn't cover the risks of owning a farm, ranch, or stable.
For example, most policies do not cover the legal liability associated with buying, selling, breeding, boarding and training horses, which are considered business pursuits.
Unfortunately, you may be courting financial disaster.
Carefully review your present insurance policy to discover the voids and gaps that could be in your coverage.
You may be surprised at the risks you are taking.
If you are currently covered under a homeowners policy, it is very likely that your policy doesn't cover the risks of owning a farm, ranch, or stable.
For example, most policies do not cover the legal liability associated with buying, selling, breeding, boarding and training horses, which are considered business pursuits.
This policy provides bodily injury or property damage to others who you are held liable for as a result of your horse-related activities.
If you board or care for horses owned by others, this coverage is essential as it protects you from possible lawsuits that might result from the death or injury to horses owned by others in your care.
We can offer you 14 options of liability coverage ranging from $2,500 per horse/$12,500 per policy, per year to $200,000 per horse/$500,000 per policy, per year.
If you board or care for horses owned by others, this coverage is essential as it protects you from possible lawsuits that might result from the death or injury to horses owned by others in your care.
We can offer you 14 options of liability coverage ranging from $2,500 per horse/$12,500 per policy, per year to $200,000 per horse/$500,000 per policy, per year.
Property Insurance provides protection against loss/damage to real or personal property due to fire, windstorm, hail, and other covered perils.
Casualty Insurance provides coverage for legal liability resulting from bodily injury or property damage resulting from an accident caused by the insured.
Two common types of Property and Casualty Insurance are homeowners insurance and automobile insurance.
Insurance coverage is also offered for Auto, Home, Boat, Recreational Vehicles, Classic Cars, Motorcycles, and Motor homes.
Casualty Insurance provides coverage for legal liability resulting from bodily injury or property damage resulting from an accident caused by the insured.
Two common types of Property and Casualty Insurance are homeowners insurance and automobile insurance.
Insurance coverage is also offered for Auto, Home, Boat, Recreational Vehicles, Classic Cars, Motorcycles, and Motor homes.
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