PulseInsuranceLLC.com is an Independent Insurance Agency in Gresham, Oregon that offers coverage from reliable and responsive carriers. We want you to pick the best company, one that competes for your business. Call us today 503-489-3143! Bad driving record or great driving record, either way Pulse Insurance can give you the best rates available in Oregon.
The insurance companies we represent range from the big fish to the little ones. Some credit scored. Some don't. You have options. You don't get this choice from a captive agent selling for just one company or website promoting a single insurance carrier. You pick insurance companies the way you choose you friends. Pulse Insurance is an Independent Agent and finds the best price, down payment and monthly payment plan that fits your needs by using a sophisticated comparison software program.
Most people in Oregon are looking for the cheapest auto insurance they can find that meets Oregon State minimum requirements. Pulse Insurance offers low down payment rates and low monthly payments from several top rated Oregon car insurance companies.
The insurance companies we represent range from the big fish to the little ones. Some credit scored. Some don't. You have options. You don't get this choice from a captive agent selling for just one company or website promoting a single insurance carrier. You pick insurance companies the way you choose you friends. Pulse Insurance is an Independent Agent and finds the best price, down payment and monthly payment plan that fits your needs by using a sophisticated comparison software program.
Most people in Oregon are looking for the cheapest auto insurance they can find that meets Oregon State minimum requirements. Pulse Insurance offers low down payment rates and low monthly payments from several top rated Oregon car insurance companies.
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You may have heard about this but at least here in the Portland metropolitan area the policy now have programs installed in their vehicles to automatically read your license plate number.
This program tells them everything about your car.
Even if you have insurance!
The program is referred to as ALPR (Automatic License Plate Reader).
Information includes who is the registered owner, whether the vehicle is stolen, and if you have car insurance or not.
This means when a police officer drives behind you, or past a parked vehicle, this information is on the screen.
This program tells them everything about your car.
Even if you have insurance!
The program is referred to as ALPR (Automatic License Plate Reader).
Information includes who is the registered owner, whether the vehicle is stolen, and if you have car insurance or not.
This means when a police officer drives behind you, or past a parked vehicle, this information is on the screen.
I got this call today from an off and on customer that yes is about 58 years old, married, has two cars, and one ticket.
I quoted him $224 a month for his car insurance.
He wanted to know why it was so high when it should be around $170 per month.
It was an easy answer that was not so easy to say.
It is his insurance score.
As with many people these days keeping his car insurance in force it a problem.
With rates so high it is hard to afford and if you let your insurance cancel or lapse it does not get better, it gets worse.
I quoted him $224 a month for his car insurance.
He wanted to know why it was so high when it should be around $170 per month.
It was an easy answer that was not so easy to say.
It is his insurance score.
As with many people these days keeping his car insurance in force it a problem.
With rates so high it is hard to afford and if you let your insurance cancel or lapse it does not get better, it gets worse.
Commercial Auto policies can be written on vehicles that are business use only, both business and personal use, or a personal only use vehicle can be added to a Commercial Auto policy.
Sometimes mixing the use of the vehicles makes sense and sometimes it doesn't.
Take a contractor with a newer truck with full coverage as an example.
If the truck being used for their contracting business is on a personal policy all drivers in the household will be at least partially rated on the vehicle.
So let's assume there is a young driver living in the household that "will never drive" that new truck.
Sometimes mixing the use of the vehicles makes sense and sometimes it doesn't.
Take a contractor with a newer truck with full coverage as an example.
If the truck being used for their contracting business is on a personal policy all drivers in the household will be at least partially rated on the vehicle.
So let's assume there is a young driver living in the household that "will never drive" that new truck.
Believe it or not I can still remember when there were no cell phones.
When we first started using cell phones they were amazing, and with no speakers on them everyone would drive with this thing held between their ear and shoulder.
It was just like holding the phone that way at home while doing chores.
No one saw any problem with that.
Oh how things have changed.
Cell phones now come with speakers and Bluetooth devices that hook right up to your car stereo.
On newer vehicles you can't receive a text while the car is turned on.
When we first started using cell phones they were amazing, and with no speakers on them everyone would drive with this thing held between their ear and shoulder.
It was just like holding the phone that way at home while doing chores.
No one saw any problem with that.
Oh how things have changed.
Cell phones now come with speakers and Bluetooth devices that hook right up to your car stereo.
On newer vehicles you can't receive a text while the car is turned on.
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