Morrison Insurance Service
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At MISCO, we provide quality premium audit services, as well as comprehensive general liability audits, workers' compensation audits, CGL, garage liability, and receipt reports for clients all across the state. All professional audit reports are charged for on an hourly basis based on the current fee schedule, available upon request.

Morrison Insurance Service Company (MISCO, founded in 1959), is a Premium Audit Consulting Company providing service to insurance carriers throughout the country to arrange for premium audits to be completed in compliance with California regulations.If you are involved in California Workers' Compensation and outsourcing any of your premium audit needs, you need to talk to MISCO.

The fines levied by the WCIRB for failure to meet minimum standards are significant. MISCO has successfully aided a number of carriers with reversing unacceptable test audit results to where their results exceeded the maximum affording them the opportunity to drop out of the program.
Services
MISCO offers professional audit review with unparalleled knowledge and expertise in place.
We are the premier company to handle your audits.
As your partner, we can help you achieve your goals with our premium audit services.
Quality is not a buzz word at MISCO; it is the standard.
The MISCO management team has extensive insurance company management experience, so we understand the elements of a quality audit service.
We strive to be your partner and not just vendor.
As your partner, we can help you achieve your goals in a premium audit.
Through a unique relationship with PremiumWare, MISCO is able to provide the latest in state-of-the-art automation.
All audits are conducted utilizing a proprietary Excel Field Audit Program.
Orders can be either completely electronic or scanned into the database providing auditors with a completely paperless environment.
The assignments are then automatically downloaded to the auditor's laptop.
We use the latest technology to make the process of auditing seamless and secure for our customers, Data security is a top priority and all data is transferred through a secure VPN interface.
MISCO audits assure that you, the insurance carrier, obtain all of the premiums to which you are entitled.
Re-audits resulting from poor or incorrect audits are extremely costly regarding excess handling, delays in premium collection, and insured and producer ill will.
MISCO's attention to detail and sophisticated quality audit review process is designed to eliminate re-audits.
MISCO auditors and their consultants attempt to provide the insured with every credit to which they are entitled and take the time to explain how further savings may be realized through payroll segregation's, overtime breakout, subcontractor documentation, as well as other applicable credits.
The Workers' Compensation Insurance Rating Bureau of California (WCIRB) enforces the strictest audit program in the country through its test audit program with significant fines and penalties for failure to meet the minimum standards.
MISCO has developed an unequaled program to ensure success in meeting the WCIRB's audit standards.
MISCO has successfully assisted carriers in surpassing the minimum standard and being exempted from the program; getting back under the maximum standard and achieving results that eliminated existing fines and penalties.
Vineyards and Wine Making, Pickle Manufacturing, Log Chipping, Cabinet Manufacturing, Musical Instruments, Solar Panels, Jewelry Making, Salt Production, Motion Picture Industry, Computer Systems and Engineering, Golf and Tennis Clubs, Aircraft Operations, Boat Dealers, Book Publishing, and a multitude of other operations.
Are you interested in any of these lines of business?
Do you want a deeper breadth of knowledge on the ins and outs of all business operations and industries in California?
We here at Morrison Insurance Service Company audit them all, and we are always looking for qualified and inquisitive individuals who enjoy gathering a grasp of knowledge on many business facets and procedures.
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