If you have ever wanted both a Medicare Supplement and a Life Insurance policy now is the time to do it. Already have a Medicare Supplement with Aetna? You can get a Life Insurance policy for a discounted rate! Senior Benefit Inc. (SBI) is a family owned insurance brokerage located in Knoxville, TN. SBI is a national distributor of senior insurance products.
Our phenomenal growth is based on our working relationships with top-ranking insurance companies and quality-oriented benefits coordinators. Knowing we are helping others with their doctor and hospital bills or seeing a smile through the tears of losing a loved one (when the needed money is provided for burial and other last expenses). This is WHY we do what we do.
Our why is simply helping others, just like you, our customers. Please contact us to experience our why! A Medicare Supplement (Medigap) is sold on the private market and designed to help you fill the gaps in Medicare. There are several different types of plans out there, but the most common are F, G, and N. Give us a call today, 844-437-4253 Toll-Free!
Our phenomenal growth is based on our working relationships with top-ranking insurance companies and quality-oriented benefits coordinators. Knowing we are helping others with their doctor and hospital bills or seeing a smile through the tears of losing a loved one (when the needed money is provided for burial and other last expenses). This is WHY we do what we do.
Our why is simply helping others, just like you, our customers. Please contact us to experience our why! A Medicare Supplement (Medigap) is sold on the private market and designed to help you fill the gaps in Medicare. There are several different types of plans out there, but the most common are F, G, and N. Give us a call today, 844-437-4253 Toll-Free!
Services
Part A is your hospitalization coverage and the first part of Medicare you will receive.
Part A has no premium because you funded it while working.
As long as you have worked for 40 quarters (10 years) you will receive Part A on the 1st of the month you turn 65.
For 2021 Part A has a $1,484 deductible when admitted to the hospital after that Medicare covers the majority of costs.
Part B is your medical (out-patient).
Once you have chosen to elect Part B, there will be a monthly premium (average premium $148.50 for 2021).
Part A has no premium because you funded it while working.
As long as you have worked for 40 quarters (10 years) you will receive Part A on the 1st of the month you turn 65.
For 2021 Part A has a $1,484 deductible when admitted to the hospital after that Medicare covers the majority of costs.
Part B is your medical (out-patient).
Once you have chosen to elect Part B, there will be a monthly premium (average premium $148.50 for 2021).
Commonly used in life insurance, this is the amount paid to the beneficiary at the time of your passing.
No health questions are asked, usually means more expensive premiums, and a waiting period.
Six months before or after you turn 65 or elect to take your Part B. During this time no company can ask health questions they must accept you no matter what and cannot drop you as long as premiums are paid.
These are government ran plans that take the place of Original Medicare A and B. They have little to no monthly premium, have co-pays, deductibles, networks, and they do include drug coverage.
No health questions are asked, usually means more expensive premiums, and a waiting period.
Six months before or after you turn 65 or elect to take your Part B. During this time no company can ask health questions they must accept you no matter what and cannot drop you as long as premiums are paid.
These are government ran plans that take the place of Original Medicare A and B. They have little to no monthly premium, have co-pays, deductibles, networks, and they do include drug coverage.
Here at Senior Benefit we offer several complementary products that can work alongside your Medicare supplement, Medicaid, MAPD, or work insurance to you added benefits and coverage.
The base of these plans is dental coverage with vision and hearing being added on as riders if needed.
Recovery from injury or sickness can be expensive and uncomfortable.
But, with a home care plan you can have the peace of mind knowing a certified nurse can come to your house and help you on your road to recovery.
The base of these plans is dental coverage with vision and hearing being added on as riders if needed.
Recovery from injury or sickness can be expensive and uncomfortable.
But, with a home care plan you can have the peace of mind knowing a certified nurse can come to your house and help you on your road to recovery.
If you've had a friend or family member battle cancer you may know what all it costs to receive the best care you can.
You may have a medical plan that will cover your doctor visits, surgery, and treatment.
But, what about those extra prescription costs?
Most cancer prescriptions are tier 5 and very expensive.
What if you want to go to MD Anderson or John Hopkins, but don't live anywhere near them.
What if you can't financially afford to miss work during treatment.
You may have a medical plan that will cover your doctor visits, surgery, and treatment.
But, what about those extra prescription costs?
Most cancer prescriptions are tier 5 and very expensive.
What if you want to go to MD Anderson or John Hopkins, but don't live anywhere near them.
What if you can't financially afford to miss work during treatment.
The base of these plans is dental coverage with vision and hearing being added on as riders if needed.
The plans cover all of your basic needs, but for major work like dentures you have a 12 month waiting period.
These plans are available for individuals, spouse, or families.
If you're interested in this plan give us a call today.
The plans cover all of your basic needs, but for major work like dentures you have a 12 month waiting period.
These plans are available for individuals, spouse, or families.
If you're interested in this plan give us a call today.
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