Dempsey Insurance
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Dempsey Insurance
This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication.

Our insurance agency is committed to dealing fairly with complete integrity and transparency with consumers, other insurance producers and others with whom we work in providing insurance products and services. To that end, we provide this disclosure regarding our sources of compensation from insurance companies or other parties. Our agency may receive compensation in the form of commissions paid by an insurance company, calculated as a percentage of premiums, pursuant to an arrangement with the insurance company.
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We are a family run insurance agency that has been operating for 70 years and three generations.
Our goal has always been to provide a quality insurance product coupled with a personal touch that customers will value.
We represent a number of carriers in order to provide multiple options for personal and commercial insurance.
All of our companies are listed on our Pay-a-Bill page & Submit a Claim page.
We are confident that if you have a need for a policy or questions on insurance that we can find the company or answer for you.
We can provide you with expert care so that you get the reliable insurance that you and your family needs.
Massachusetts residents are exposed to a range of risks that insurance policies can help manage.
Personal insurance encompasses the many different policies that insurers offer individuals and families.
The verbiage "personal insurance" is used to distinguish the insurance policies underwritten for people from those that are given to businesses.
Insurance policies created for businesses are referred to as "commercial insurance" or "business insurance" policies.
Condominium owners face a unique insurance situation.
Their insurance coverage needs typically exceed those of renters but aren't quite the same as owners of single-family homes.
Condo insurance is uniquely designed to meet the particular insurance needs of Massachusetts condominium owners.
Like most renters and homeowners policies, condo insurance policies normally offer several coverages that offer a web of protection.
The coverages most often found in condo policies include structural, personal property and liability coverage.
Homeowners invest a lot of both time and money into their homes, and those investments have to be protected.
Few homeowners could afford to replace or rebuild their house if it was destroyed, especially considering that a home is many people's most valuable asset.
Homeowners insurance helps Massachusetts homeowners protect their houses from a range of covered perils.
Homeowners insurance policies are called such because they're generally designed to insure homes.
This isn't the only protection that these policies offer, though.
Most primary insurance policies provide a sizeable amount of liability coverage, but there is often an upper limit on how much liability coverage any one primary policy will offer.
Policyholders may have a few limits they can select from, but infinity usually isn't one of the options.
Massachusetts residents who'd like more liability coverage than their primary policies give can get additional protection through a personal umbrella policy.
A personal umbrella policy normally won't have an infinite limit either.
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