Marina Insurance Specialist
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We know the strengths and weaknesses of the different insurance programs and will help you to understand how these differences can affect your bottom line, and will help you to choose the program that is best for your business. We don't just "quote" insurance, we provide a marina insurance program that will minimize or eliminate risk and lower your long-term cost of insurance.

We understand your business and currently insure nearly $100 million of marina assets in this region. We understand the risks marina owners face on a day-to-day basis and we are here to provide trusted solutions for your business insurance needs. Doug Timmons is our Marina Specialist, and spends his time working exclusively with marina owners, to obtain the best protection at the best value available, always!

Doug is within a short drive of your marina, and can be reached while out working with marina owners by cell phone, 479-270-2636, and our office has a toll-free number 855-903-7170. We can help you with all your commercial insurance needs including Property/Docks, Boats, Autos, Workers Compensation, and Liability!
Services
Land Property or Floating Docks - You need to make sure your assets are properly protected!
Land property can be in the form of buildings, outdoor signs, inventory, equipment, etc. Threats to these assets include, but are not limited to, fire, wind, hail, vandalism, theft, weight of ice/snow.
If you experience a loss of assets due to one of these perils, it is critical that your assets are insured properly.
Floating docks are at a greater risk of loss due to many factors including structural movement from wind/wave, different types of dock construction, different anchoring systems, different floatation designs, and different weather patterns.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.
If you rent boats, it is critical that you have the proper watercraft liability protection.
This operation is probably your biggest risk of loss due to your rental boat being occupied by potentially numerous people.
If there is an accident with another boat, that other boat may have numerous people on board.
Of course, if any person is ejected from a boat, the chance of severe injury or death is dramatically high.
If you sell boats, you will also have risk associated with demo rides for potential customers.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Employers have a legal responsibility to their employees to make the workplace safe.
However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.
Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.
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