Colorado Affordable Health is Co Health Brokers! We are THE Boulder Health Insurance Experts. Our agents work with Individuals, the Self- Employed and their Families to find quality Major Medical, Guarantee-Issue Health, Accident, Dental, Short-Term and International/Travel Insurance. Whether you're looking for a standard PPO policy with doctors' office co-pays, one of the new HSA programs, or Catastrophic, High-Deductible Insurance, we will explain, in simple-to-understand terms, the process and your options.
Just knowing where to start, and who to trust, can be daunting enough. Let the team at Colorado Health Brokers deal with this burden, while you focus on what matters most. With over 20 year experience in the Health Insurance industry, you can rest assured that your interests are in the hands of a professional. Given the recent change in legislation, it may be strange to ask if you can still apply for individual health insurance.
However, there are still scores of Americans right here in Colorado whose health insurance is either missing, or inadequate, or too confusing to make any sense.
Just knowing where to start, and who to trust, can be daunting enough. Let the team at Colorado Health Brokers deal with this burden, while you focus on what matters most. With over 20 year experience in the Health Insurance industry, you can rest assured that your interests are in the hands of a professional. Given the recent change in legislation, it may be strange to ask if you can still apply for individual health insurance.
However, there are still scores of Americans right here in Colorado whose health insurance is either missing, or inadequate, or too confusing to make any sense.
Services
We are a Boulder, Colorado based Premium Independent Insurance Agency dedicated to serving our client's needs.
For over 12 years Eric has been providing individuals, businesses and organizations with the highest quality health insurance products and services available.
Unlike many agencies, CO Health Brokers is not owned by an insurance company, therefore we provide objective information to consumers and small business owners, helping them make informed decisions about their insurance needs.
We work with a number of top insurance carriers, assuring that our customers receive competitive rates and comprehensive coverage.
For over 12 years Eric has been providing individuals, businesses and organizations with the highest quality health insurance products and services available.
Unlike many agencies, CO Health Brokers is not owned by an insurance company, therefore we provide objective information to consumers and small business owners, helping them make informed decisions about their insurance needs.
We work with a number of top insurance carriers, assuring that our customers receive competitive rates and comprehensive coverage.
Our Denver-based team can help you find the right one for your business needs.
Another coverage that Denver employers might want to consider is prescription drug coverage.
Group health coverage can be purchased as either a stand alone policy or as part of an umbrella package, and is customizable.
We carry many different group health insurance policies for any size of company.
And. as a full service insurance agency in the Denver area.
The many kinds of life insurance products available give consumers the ability to tailor a plan to their needs and situation-term life insuran.
Another coverage that Denver employers might want to consider is prescription drug coverage.
Group health coverage can be purchased as either a stand alone policy or as part of an umbrella package, and is customizable.
We carry many different group health insurance policies for any size of company.
And. as a full service insurance agency in the Denver area.
The many kinds of life insurance products available give consumers the ability to tailor a plan to their needs and situation-term life insuran.
Group insurance is required to cover a wide range of pre-existing conditions.
The insurer of a group understands that, statistically, a number of members will already suffer from ailments such as heart disease, diabetes, and cancer, so they charge a premium that will cover the treatment of these potential illnesses.
However, health insurance companies that cover individuals can pick (and reject) whom they choose to cover.
Because individual health insurance companies offer their plans to only the relatively healthy, premiums can be substantially lower than group premiums.
The insurer of a group understands that, statistically, a number of members will already suffer from ailments such as heart disease, diabetes, and cancer, so they charge a premium that will cover the treatment of these potential illnesses.
However, health insurance companies that cover individuals can pick (and reject) whom they choose to cover.
Because individual health insurance companies offer their plans to only the relatively healthy, premiums can be substantially lower than group premiums.
Maximum amount on which payment is based for covered health care services.
If your health care provider charges more than the allowed amount, you may have to pay the difference.
The percentage of total average costs for covered benefits that a plan will cover.
For example, if a plan has an actuarial value of 70%, on average, you would be responsible for 30% of the costs of all covered benefits.
However, you could be responsible for a higher or lower percentage of the total costs of covered services for the year, depending on your actual health care needs and the terms of your insurance policy.
If your health care provider charges more than the allowed amount, you may have to pay the difference.
The percentage of total average costs for covered benefits that a plan will cover.
For example, if a plan has an actuarial value of 70%, on average, you would be responsible for 30% of the costs of all covered benefits.
However, you could be responsible for a higher or lower percentage of the total costs of covered services for the year, depending on your actual health care needs and the terms of your insurance policy.
At Anthem Blue Cross and Blue Shield, we offer health insurance plans designed specifically for individuals and families.
We recognize that individuals have different needs, and we are pleased to offer a variety of products and deductibles.
In an affordable and personalized way, we are here to protect you today from what could happen tomorrow.
Bright Health is a new health insurance option in Colorado.
We built it the right way, from the ground up, with our health care partner Centura Health and their extensive network of caring physicians.
We recognize that individuals have different needs, and we are pleased to offer a variety of products and deductibles.
In an affordable and personalized way, we are here to protect you today from what could happen tomorrow.
Bright Health is a new health insurance option in Colorado.
We built it the right way, from the ground up, with our health care partner Centura Health and their extensive network of caring physicians.
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