At JMD we represent the best carriers in the country. Our agents maintain up-to-the-minute knowledge of each carrier's strengths, offers and benefits. This knowledge translates to thoughtful, unbiased advice for our clients. Think of us as your on-call advisors. We are here in your community, not some far-away call center; we take the time to understand your unique situation, coverage needs and budget; and we are always available for questions.
As an independent agency, JMD is set up to work for YOU, not any one provider. Our model brings customers the best of both worlds: access to top national carriers and the impartial guidance of local agents they can trust. Before I found the JMD Insurance Agency several others had turned me down due to a small lapse in coverage. JMD got to know my needs and budget and was able to find me an affordable plan.
My DUI violation made it difficult to find affordable auto insurance until I was referred to JMD. The team helped me understand my options, shopped all the major carriers on my behalf and got me a fair price quickly and easily.
As an independent agency, JMD is set up to work for YOU, not any one provider. Our model brings customers the best of both worlds: access to top national carriers and the impartial guidance of local agents they can trust. Before I found the JMD Insurance Agency several others had turned me down due to a small lapse in coverage. JMD got to know my needs and budget and was able to find me an affordable plan.
My DUI violation made it difficult to find affordable auto insurance until I was referred to JMD. The team helped me understand my options, shopped all the major carriers on my behalf and got me a fair price quickly and easily.
Services
Everyone who drives knows, auto insurance is not only important, it is legally required.
But how can you be sure you are getting all the coverage you need at the best possible price?
Especially when there are a lot of variables at play.
At JMD our agents are trained to find the best possible coverage for you at the lowest possible price, no matter your driving record.
We also offer motorcycle, ATV and snowmobile insurance.
Factors that can affect your rates such as your age, the make and age of your car, your driving record and the type of insurance you purchase.
But how can you be sure you are getting all the coverage you need at the best possible price?
Especially when there are a lot of variables at play.
At JMD our agents are trained to find the best possible coverage for you at the lowest possible price, no matter your driving record.
We also offer motorcycle, ATV and snowmobile insurance.
Factors that can affect your rates such as your age, the make and age of your car, your driving record and the type of insurance you purchase.
Your home is one of the largest purchases you'll ever make.
Its financial importance is undeniable but, unlike other investments, it is also where your family's life happens.
When it comes time to insure such an important asset and part of life, it makes sense to shop around.
But who has the time and expertise?
We do and as an independent agency, JMD is set up to work for YOU, not any one provider.
At JMD our agents are trained to find the best possible homeowners coverage for you at the lowest possible price, no matter your claims history.
Its financial importance is undeniable but, unlike other investments, it is also where your family's life happens.
When it comes time to insure such an important asset and part of life, it makes sense to shop around.
But who has the time and expertise?
We do and as an independent agency, JMD is set up to work for YOU, not any one provider.
At JMD our agents are trained to find the best possible homeowners coverage for you at the lowest possible price, no matter your claims history.
Many people wonder, "Do I really need life insurance?"
At JMD we advise all clients who can afford even a small monthly premium to invest in some form of life insurance.
The primary reason for this is that life insurance is the simplest, most cost effective way to protect family and loved ones who depend on you.
Another important reason is that certain types of life insurance can also function as tax efficient investment vehicles.
Broadly speaking, there are two major types of life insurance, "permanent, " which covers your entire life, and "term, " which covers a pre-set number of years.
At JMD we advise all clients who can afford even a small monthly premium to invest in some form of life insurance.
The primary reason for this is that life insurance is the simplest, most cost effective way to protect family and loved ones who depend on you.
Another important reason is that certain types of life insurance can also function as tax efficient investment vehicles.
Broadly speaking, there are two major types of life insurance, "permanent, " which covers your entire life, and "term, " which covers a pre-set number of years.
The best way to save money on your insurance is to take advantage of marketplace competition, i.e. compare your existing plan to a variety of other carriers to find the best value.
JMD offers FREE policy reviews to help our customers do just this.
Simply bring in your existing policy's declarations page and we will price check it against 15 different carriers to uncover the most competitive package for you.
If you have points on your drivers license, JMD offers state-certified, 100% online defensive driving courses for both New York and New Jersey drivers.
JMD offers FREE policy reviews to help our customers do just this.
Simply bring in your existing policy's declarations page and we will price check it against 15 different carriers to uncover the most competitive package for you.
If you have points on your drivers license, JMD offers state-certified, 100% online defensive driving courses for both New York and New Jersey drivers.
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