Hales Insurance
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Hales Insurance Agency is a family owned and operated independent insurance agency, conveniently located on the Boulevard in Colonial Heights. We've been providing quality insurance protection and outstanding customer service since 1954, with a full range of insurance products through a variety of well-respected and stable companies. Our staff have over 140 years of combined insurance experience and we welcome the opportunity to help you with your insurance needs or questions.

We can provide protection for your personal exposures (auto, home, boat, etc), life and health, and business coverages (liability, property, auto, work comp). Give us a call, stop by our office or email us so we can show you that quality service and proper insurance protection are available at a fair cost.
Services
Personal auto insurance is a complicated area.
Some insurers lead you to believe that discussing this subject with an inexperienced telemarketer is a quality substitute for having a personal agent.
Don't believe that for a minute.
Bodily Injury Liability - Covers your negligence for accidental injury or death of another person if caused by you in an automobile related accident.
Property Damage Liability - Covers your negligence for accidental damage to other people's property if caused by you in an automobile related accident.
Who will take care of your family and obligations when you die?
Where will your funeral expense money come from?
Who will make up for your contributions to a church or charity when they stop due to your death?
How will your key employee be able to buy your business from your family without financial hardship?
Life insurance is the answer to these and many other financial issues.
It is still one of the best bargains in insurance.
We have a wide variety of companies to choose from.
Don't believe that answering a questionnaire on the Internet will yield the lowest rate.
HOMEOWNER'S policies can provide coverage for your house, your contents of your home, other structures (such as a detached garage or outbuilding) and personal liability protection.
We can also personalize your protection to provide comprehensive coverages for your most prized possessions, such as jewelry, antiques and other collectibles.
We can also protect you for property that you own and rent to others.
You may need coverage for the structure, outbuildings, contents and your liability as the owner.
We represent a variety of companies with a wide range of appetites.
We also have access to numerous brokers for hard to place operations.
We represent companies with many special programs tailored to specific industries such as restaurants, auto repair, contractors, wholesalers, retailers, offices, light manufacturing, hauling and many more business types.
We can provide package policies (property and liability together), worker's compensation, commercial vehicle coverage and umbrella liability.
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