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United Methodist Insurance Program is pleased to offer a newsletter, The Church Protection Connection, to members across the connection. Full of tips and information on risk management, best practices, and advice as it relates to various types of insurance coverage, the UMIP Newsletter is a must for any church wanting to protect their people, property, and reputation.
Services
To put faith into action by helping churches protect their people, property and finances through insurance and risk management services.
UMI's work is guided by The General Council on Finance and Administration's obligations as specified in The Book of Discipline of The United Methodist Church (Discipline 2012, 807.23).
UMI fulfills this obligation in a manner that is consistent with the social principles and creed of the Church.
Our goal is to aid churches in providing a safe and welcoming environment for their members and visitors and to foster responsible stewardship in protecting the resources of the church.
The General Conference first required the General Council on Finance and Administration (GCFA) to make available a "church-wide [property and liability] insurance program" in 1976.
See Par.
907.13, 1976 Book of Discipline.
Some number of local churches were inadequately insured.
Some were missing key coverages.
Others had inadequate limits or couldn't afford certain coverages.
Still other churches were in physical locations where catastrophic property coverage wasn't consistently available.
One of the key concerns that matter to the General Conference is the trust clause which has been part of the Book of Discipline since 1797.
Minimum insurance requirements for United Methodist churches provide a schedule of the coverages and limits that a church should carry to be "adequately" insured.
Let's take a look at these and other questions around the standards and church insurance in general.
During the 2016 General Conference in Portland, Oregon, Petition 60158 was adopted.
The Petition amended 2533.2 in The Book of Discipline (2012) and altered the responsibilities of the local churches board of the trustees as they relate to the annual review and reporting of the church's insurance coverage.
Our work throughout the United Methodist connection may be founded in The Book of Discipline of The United Methodist Church but our focus is always considering how we can help you protect the ministries in your local area.
Currently, we offer property and casualty insurance, travel insurance, and background checks.
Our concern is the protection of your property, your people and ministries.
Cash Reimbursement for Trip Cancellation, unlike most airline and cruise protection plans who often issue reimbursement in the form of travel credit.
Pre-Existing Conditions Exclusion Waiver is available under most plans within a certain time frame of trip payments.
See the Plan for details and additional requirements.
Medical expenses may not be covered by your health insurance while you're traveling, especially outside of the United States.
Travel Insured can help with that.
Baggage protection can help when your homeowner's policy may not cover the expenses from loss, delay, theft, and damage.
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