Insurance is a legal contract that protects people from the financial costs that result from loss of life, loss of health, lawsuits, or property damage. Insurance provides a means for individuals to handle some of the risks faced in everyday life. People purchase contracts of insurance, called policies, from a variety of insurance organizations. No one knows in advance when a loss will occur or how serious that loss will be.
This is where we can help you and your family through maze of questions that will arise. We maintain relationships with many insurance companies so there will be a variety of companies to choose from. We can carefully assess your insurance needs, then search for the product that best meets your requirements. Below are some of the Insurance Companies that we represent.
This is where we can help you and your family through maze of questions that will arise. We maintain relationships with many insurance companies so there will be a variety of companies to choose from. We can carefully assess your insurance needs, then search for the product that best meets your requirements. Below are some of the Insurance Companies that we represent.
Services
We represent over 100 companies in California, Nevada, Oregon, Washington and Idaho.
We will provide you with personalized service making purchasing of insurance a more simplified process through all of the complexities of insurance with our knowledge and service.
Since everyone's needs are different, suggestions will be made as to the various coverage's necessary to protect you and your family while being cost conscious.
We strive to insure our clients with the right protection at the lowest rates possible.
We will provide you with personalized service making purchasing of insurance a more simplified process through all of the complexities of insurance with our knowledge and service.
Since everyone's needs are different, suggestions will be made as to the various coverage's necessary to protect you and your family while being cost conscious.
We strive to insure our clients with the right protection at the lowest rates possible.
Consider taking some steps to make yourself a better risk and save money.
Install safety & security devices.
You can often save up to 15 percent on you premium with deadbolt locks, fire extinguishers, smoke alarms, burglar alarms and fire alarms that alert your local police and fire stations.
Check with your agent to see if your insurance company has specific requirements to qualify.
Increase the deductible on your homeowners policy.
Increasing your out-of-pocket payment from $250 to $500 or even $1,000 can save you money on your premium and it will discourage you from making small claims, which could put you at risk for being non-renewed.
Install safety & security devices.
You can often save up to 15 percent on you premium with deadbolt locks, fire extinguishers, smoke alarms, burglar alarms and fire alarms that alert your local police and fire stations.
Check with your agent to see if your insurance company has specific requirements to qualify.
Increase the deductible on your homeowners policy.
Increasing your out-of-pocket payment from $250 to $500 or even $1,000 can save you money on your premium and it will discourage you from making small claims, which could put you at risk for being non-renewed.
Everyone who drives needs car insurance.
In fact, most states require it by law.
When you buy car insurance, you are buying what is called a policy.
Your policy is based on a variety of factors including what kind of car you drive as well as what kind of insurance you want.
Auto insurance policies are actually a package of different types of insurance coverages.
The first step in understanding an auto insurance policy is to learn the various types of coverage insurance companies offer.
Some of this coverage may be required by your state and some of the coverage may be optional.
In fact, most states require it by law.
When you buy car insurance, you are buying what is called a policy.
Your policy is based on a variety of factors including what kind of car you drive as well as what kind of insurance you want.
Auto insurance policies are actually a package of different types of insurance coverages.
The first step in understanding an auto insurance policy is to learn the various types of coverage insurance companies offer.
Some of this coverage may be required by your state and some of the coverage may be optional.
Are you buying insurance on a new home, selling a home, or just wanting to gain a better understanding of the factors that affect your ability to get and keep affordable homeowners insurance?
Let us provide you some of the major keys to how homeowners insurance works, help you avoid common pitfalls and offer some ways you can save money.
When you're buying a home, you need to put insurance on the top of your "to do" list.
Most lenders won't provide a mortgage without homeowners insurance coverage, so work with your insurance broker to help you move into and protect your dream home.
Let us provide you some of the major keys to how homeowners insurance works, help you avoid common pitfalls and offer some ways you can save money.
When you're buying a home, you need to put insurance on the top of your "to do" list.
Most lenders won't provide a mortgage without homeowners insurance coverage, so work with your insurance broker to help you move into and protect your dream home.
You need life insurance if you think you will leave financial obligations behind when you die.
Family obligations create financial obligations.
Life insurance benefits can provide food and shelter for children and other dependents.
Include in the equation, college education, mortgage, auto loans, if you have a two income family consider covering the spouses income and for how long.
Family obligations create financial obligations.
Life insurance benefits can provide food and shelter for children and other dependents.
Include in the equation, college education, mortgage, auto loans, if you have a two income family consider covering the spouses income and for how long.
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