Alternative Insurance Management, LLC is dedicated to providing independent outsourced risk management services to clients. The main tool is the competitive bid process. If done correctly, it has proven, time and time again to significantly reduce the cost of risk and will continue to assure competitive premiums each year. Alternative Insurance Management, LLC was highly recommended to us by a large real estate developer/owner.
In engaging Wayne Pachol as a consultant timing was very important because we had a package insurance renewal approaching very quickly. Wayne reviewed and analyzed our insurance program and clearly communicated and discussed changes and recommendations to us before putting together a bid package to a recommended list of brokers and carriers. Wayne controlled the entire bid and renewal process.
All proposals were submitted to Wayne and he thoroughly analyzed each and presented the results to us in a format that was clear and concise. He discussed his analysis with us and made a recommendation as to which proposal provided us with the proper coverage and was most cost efficient.
In engaging Wayne Pachol as a consultant timing was very important because we had a package insurance renewal approaching very quickly. Wayne reviewed and analyzed our insurance program and clearly communicated and discussed changes and recommendations to us before putting together a bid package to a recommended list of brokers and carriers. Wayne controlled the entire bid and renewal process.
All proposals were submitted to Wayne and he thoroughly analyzed each and presented the results to us in a format that was clear and concise. He discussed his analysis with us and made a recommendation as to which proposal provided us with the proper coverage and was most cost efficient.
Services
One of the most common and costliest mistakes made by corporate insurance buyers is strictly relying only on their current insurance agent to obtain competitive insurance proposals.
This is similar to allowing the fox to guard the henhouse.
The fact remains that agents are the marketing arm of insurance companies and the end or overall incentive for agents or brokers is to increase not decrease a client's insurance cost.
The higher the premium the more commission the agent receives.
If an agent says I do not want to compete on price but they want to talk about their superiority and how they add value - run.
This is similar to allowing the fox to guard the henhouse.
The fact remains that agents are the marketing arm of insurance companies and the end or overall incentive for agents or brokers is to increase not decrease a client's insurance cost.
The higher the premium the more commission the agent receives.
If an agent says I do not want to compete on price but they want to talk about their superiority and how they add value - run.
Services are tailored to the client wishes and needs.
Alternative Insurance wishes to establish a successful partnership with the clients, agents, and insurance companies, that respect the interests and goals of each party.
Success will be measured by the client choosing the best competitive insurance program being offered based on price and coverage terms.
We allow you to enter international waters without having to worry about making a mistake, as we use our international experience.
This stops companies from taking drastic measures like downsizing or closing down sites; those things happen only with no or bad financial projections.
Alternative Insurance wishes to establish a successful partnership with the clients, agents, and insurance companies, that respect the interests and goals of each party.
Success will be measured by the client choosing the best competitive insurance program being offered based on price and coverage terms.
We allow you to enter international waters without having to worry about making a mistake, as we use our international experience.
This stops companies from taking drastic measures like downsizing or closing down sites; those things happen only with no or bad financial projections.
Risk Management Consultants examine an organization to identify and quantify what it does, what it stands to lose in case of a loss, and what is needed to protect its assets and earnings.
Risk Management Consultants review an organization's insurance and risk management programs and make recommendations regarding coverage improvements, administrations, loss control and financing mechanisms.
Risk Management Consultants develop specifications for marketing an insurance program and risk-related services.
Risk Management Consultants review an organization's insurance and risk management programs and make recommendations regarding coverage improvements, administrations, loss control and financing mechanisms.
Risk Management Consultants develop specifications for marketing an insurance program and risk-related services.
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