Carolina Risk Agency
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Carolina Risk Agency
Carolina Risk Advisors is an Independent Insurance Agency that provides insurance products throughout North Carolina and South Carolina to include Charlotte, Fort Mill, Rock Hill, Indian Land and Lancaster. Our complete suite of insurance solutions protect life, home and business and aren't limited to a certain insurer's products. Our team brings value to our clients by offering the best combination of coverage, cost and service available.

We're local. We live and work in the Charlotte and Fort Mill and our kids go to school here - so you're not just a policy to us, you're our neighbors. You won't find an ''800'' number or international call center, our clients have our personal numbers and we'll always be on the other end of the call when you need us most. You trust Carolina Risk Advisors to protect your family and business, we can certainly trust you with our cell phone numbers.

We're a dedicated advisory team and experienced problem solvers. Our extensive education allows us to work with clients to protect personal property and business.
Services
More choice and unbiased advice while not limited by the products of only one insurance company.
We live in Fort Mill and value the kind of client relationship, service, and consultative approach that is often lost with direct online purchases.
We're business owners, entrepreneurs with a distinctive mindset that brings our business acumen and suite of insurance providers to the table to benefit our customers.
We do everything that we can for our loved ones.
Regardless of the amount of time you require, the right life insurance coverage assures that no matter what the future holds that your family will be able to pursue the best that life has to offer.
His professionalism, expertise and attention to detail while meeting our insurance needs has been refreshing.
Choosing a health insurance plan for your family or business can be overwhelming.
There are so many plan options that its difficult to determine the right plan for your situation.
We pride ourselves on knowing the right questions, then taking steps to select the right plan for you.


We're not just an independent insurance agency advocates for our clients.
We'll walk you through the provider and plan types available and make certain that you understand as much about our recommendation prior to purchase.

If they happen to you or a loved one, your first concern is their safety.
Your next call is to your insurance company.
Our job is to make sure that if you're in an accident, that we've provided the right auto insurance for your situation and we promise to be there when you need us most.
Collision Coverage - when you're involved in an accident with another vehicle or object.
Boat insurance can cover water crafts to include yachts, sailboats, personal watercraft or motorboats as well as damage to other persons or boats by your watercraft. This can help with the payment required to repair a watercraft after an accident and with the replacement costs if stolen.
In most cases it will protect the boat if its on land or in water.
If you or your passengers are injured while in your boat, this will pay for the expenses that occur.
This may include x-rays, hospital bills, physical therapy and medication.
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