MacDonald Insurance Agency is owned and operated by James MacDonald. We are an independent insurance agency serving families and individuals throughout Florida. Our area of specialty is with personal lines insurance such as home, auto, boat and umbrella policies. This allows us to be the best at what we do. We are privileged to represent some of the finest insurance companies in Florida giving you the peace of mind that our companies will be there for you when you need them.
With over 20 years in the insurance industry, we believe sharing our knowledge and experience is the best way to help our clients make important insurance decisions. Our mission is to build long lasting relationships with our clients. We do this by establishing trust, demonstrating integrity and providing honest advice. Whether purchasing or currently own, home insurance may be the most important aspect of home ownership.
With over 20 years in the insurance industry, we believe sharing our knowledge and experience is the best way to help our clients make important insurance decisions. Our mission is to build long lasting relationships with our clients. We do this by establishing trust, demonstrating integrity and providing honest advice. Whether purchasing or currently own, home insurance may be the most important aspect of home ownership.
Services
MacDonald Insurance is a boutique independent agency specializing in property and casualty personal lines insurance.
James MacDonald founded his agency because he believes protecting your family should be based on a partnership with a professional insurance advisor and not a salesperson.
Education and integrity are our guiding principles when we offer you our personalized insurance solutions.
The MacDonald Insurance Agency believes your best interests are our best interests.
We will never try to "sell" you anything.
James MacDonald founded his agency because he believes protecting your family should be based on a partnership with a professional insurance advisor and not a salesperson.
Education and integrity are our guiding principles when we offer you our personalized insurance solutions.
The MacDonald Insurance Agency believes your best interests are our best interests.
We will never try to "sell" you anything.
Bodily Injury and Property Damage- This defends you if you are at fault in an auto accident.
Medical Expense coverage- An optional coverage which pays 100% of your medical bills associated with an auto accident up to the limits you choose.
Personal Injury Protection (PIP) - This coverage is statutorily required by the State of Florida and will pay your medical bills or funeral expenses up to $10,000.
Uninsured Motorist coverage- Stacked or non-stacked options are available to compensate you for your injuries if you are not at fault and the other driver is uninsured or underinsured.
Medical Expense coverage- An optional coverage which pays 100% of your medical bills associated with an auto accident up to the limits you choose.
Personal Injury Protection (PIP) - This coverage is statutorily required by the State of Florida and will pay your medical bills or funeral expenses up to $10,000.
Uninsured Motorist coverage- Stacked or non-stacked options are available to compensate you for your injuries if you are not at fault and the other driver is uninsured or underinsured.
The term "full coverage" is subject to interpretation.
There is no standard definition for "full coverage" on an auto policy because there are so many options for coverage and limits.
The best way to purchase an auto policy is to understand what each coverage means and what limits you need to fit your budget.
UM coverage compensates you for "bodily injuries" when the at-fault party is either uninsured or underinsured for the value of your injury claim.
Non-Stacked UM pays up to the limits of UM shown on the policy declarations page.
There is no standard definition for "full coverage" on an auto policy because there are so many options for coverage and limits.
The best way to purchase an auto policy is to understand what each coverage means and what limits you need to fit your budget.
UM coverage compensates you for "bodily injuries" when the at-fault party is either uninsured or underinsured for the value of your injury claim.
Non-Stacked UM pays up to the limits of UM shown on the policy declarations page.
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