At Hewlett Insurance, we are dedicated to educating our friends and neighbors about the critical need for life, disability and health insurance and to providing outstanding quality and service to all those with whom we come in contact. We care about people and want to do everything in our power to help people make wise decisions with their money and protect their families.
We understand that today's healthcare costs make it essential to have an affordably priced plan for you and your family. As an independent agent, Hewlett Insurance can tailor a package that will satisfy your family or employee needs, while keeping costs to a minimum. As independent insurance agents, we are free to choose the best carrier for your insurance needs.
We do not work for an insurance company - we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Hewlett Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
We understand that today's healthcare costs make it essential to have an affordably priced plan for you and your family. As an independent agent, Hewlett Insurance can tailor a package that will satisfy your family or employee needs, while keeping costs to a minimum. As independent insurance agents, we are free to choose the best carrier for your insurance needs.
We do not work for an insurance company - we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Hewlett Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
Services
To help pay for coverage purchased through the Federal Health Exchange, a premium tax credit is available to those with lower incomes.
Not have access to a qualified employer-sponsored health plan that provides minimum value (actuarial value of at least 60 percent) and that is affordable (does not cost you more than 9.5 percent of your income).
Not be eligible for public coverage-including Medicaid, the Children's Health Insurance Program, Medicare, or military coverage.
Use your subsidy to purchase insurance through an online federally-certified public health exchange.
Not have access to a qualified employer-sponsored health plan that provides minimum value (actuarial value of at least 60 percent) and that is affordable (does not cost you more than 9.5 percent of your income).
Not be eligible for public coverage-including Medicaid, the Children's Health Insurance Program, Medicare, or military coverage.
Use your subsidy to purchase insurance through an online federally-certified public health exchange.
Life insurance makes sense whether you're just getting started or in your prime earning years.
Life insurance can help you financially, whether it's funding your children's education or planning for a comfortable future.
We can help you shop for life insurance.
Term life insurance provides coverage for a specific period of time.
Generally, you can buy term life insurance for periods of five years or more, and your policy is active until that period passes.
The other type of life insurance, whole life insurance (also known as permanent life insurance), covers you throughout your lifetime and has a cash value.
Life insurance can help you financially, whether it's funding your children's education or planning for a comfortable future.
We can help you shop for life insurance.
Term life insurance provides coverage for a specific period of time.
Generally, you can buy term life insurance for periods of five years or more, and your policy is active until that period passes.
The other type of life insurance, whole life insurance (also known as permanent life insurance), covers you throughout your lifetime and has a cash value.
If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for income?
Disability income insurance, which complements health insurance, can replace lost income.
Forty-three percent of all people age 40 will have a long-term (lasting 90 days or more) disability event by age 65.
This is required in most states.
Most employers provide some short-term sick leave.
Many larger employers provide long-term disability coverage as well, typically with benefits of up to 60 percent of salary lasting from five years to age 65, and in some cases extended for life.
Disability income insurance, which complements health insurance, can replace lost income.
Forty-three percent of all people age 40 will have a long-term (lasting 90 days or more) disability event by age 65.
This is required in most states.
Most employers provide some short-term sick leave.
Many larger employers provide long-term disability coverage as well, typically with benefits of up to 60 percent of salary lasting from five years to age 65, and in some cases extended for life.
Employers who hope to retain solid, hard-working employees should be prepared to offer competitive employee benefits.
In addition to salary, good benefits provide important resources that not only help build a positive working relationship between employer & employee but also promote good work habits and financial practices.
Employee benefits will vary depending on the employer, and it is important for business owners and leaders to carefully consider their options.
With the U.S. economy facing significant challenges employee benefit professionals must try to balance the choices that meet both the business objectives of management - employee retention and cost control - with the needs of their employee population.
In addition to salary, good benefits provide important resources that not only help build a positive working relationship between employer & employee but also promote good work habits and financial practices.
Employee benefits will vary depending on the employer, and it is important for business owners and leaders to carefully consider their options.
With the U.S. economy facing significant challenges employee benefit professionals must try to balance the choices that meet both the business objectives of management - employee retention and cost control - with the needs of their employee population.
Reviews
Be the first to review Hewlett Life & Health.
Write a Review
