We are a small township mutual insurance company, in a small town with big ideas and ambition. Because we are a small company we can work with you using a "Neighbor Helping Neighbor" approach to provide insurance to fit your needs. This company is owned by you the policyholders and run by a Board of Directors elected by you from among the policyholders - we are all neighbors.
As a township mutual insurance company, our structure is different than other insurance companies. We package some coverages with a larger company and we operate under Minnesota Statute Chapter 67A. Melrose Mutual writes the fire and extended coverages for the property. The wind, liability and inland marine portion of the coverages are packaged with Grinnell Mutual.
Together, Melrose Mutual and our packaging partners offer a complete farm or home package in one policy with many options to tailor coverage to your needs. Our independent agency force can offer you most any other insurance protection you desire such as auto, business or umbrella coverages.
As a township mutual insurance company, our structure is different than other insurance companies. We package some coverages with a larger company and we operate under Minnesota Statute Chapter 67A. Melrose Mutual writes the fire and extended coverages for the property. The wind, liability and inland marine portion of the coverages are packaged with Grinnell Mutual.
Together, Melrose Mutual and our packaging partners offer a complete farm or home package in one policy with many options to tailor coverage to your needs. Our independent agency force can offer you most any other insurance protection you desire such as auto, business or umbrella coverages.
Services
Our history began February in the year 1901.
Township mutual insurance companies were created out of necessity - to combine the strength of individuals for protection against fire.
They were usually developed by farm leaders who could find no practical means of protecting themselves against financial loss by fire except in a cooperative effort.
This was the case in Melrose.
The first meeting was held at the Joseph Kuhlman home.
The company became known as Melrose Mutual Farmers' Fire Insurance Company, formed for the purpose of aiding and assisting its members who suffered loss by fire or lightning.
Township mutual insurance companies were created out of necessity - to combine the strength of individuals for protection against fire.
They were usually developed by farm leaders who could find no practical means of protecting themselves against financial loss by fire except in a cooperative effort.
This was the case in Melrose.
The first meeting was held at the Joseph Kuhlman home.
The company became known as Melrose Mutual Farmers' Fire Insurance Company, formed for the purpose of aiding and assisting its members who suffered loss by fire or lightning.
Don't be caught empty handed.
We sell fire extinguishers and offer free recharging of empty extinguishers to our members.
We sell fire extinguishers made by Amerex.
The aluminum valves are solid metal.
They feature large, long and comfortable operating levers and carrying handles designed for many years of service.
Stop by the Melrose Mutual office during business hours or contact your agent and we can make arrangements to drop off or pick up there.
We sell fire extinguishers and offer free recharging of empty extinguishers to our members.
We sell fire extinguishers made by Amerex.
The aluminum valves are solid metal.
They feature large, long and comfortable operating levers and carrying handles designed for many years of service.
Stop by the Melrose Mutual office during business hours or contact your agent and we can make arrangements to drop off or pick up there.
If you have a Farm Liability or Home Owners policy with Melrose Mutual and Grinnell Mutual you automatically have $15,000 comprehensive identity theft protection for you and your family.
Identity theft is not solely a financial crime.
Strong emotions such as fear, anger, helplessness and frustration may also overwhelm a victim.
Many victims have no idea how to resolve their situation, or whom to turn to for guidance.
Promptly and properly notifying credit and law enforcement agencies as well as other relevant institutions can be daunting and exhausting task for anyone trying to resolve the crisis on their own.
Identity theft is not solely a financial crime.
Strong emotions such as fear, anger, helplessness and frustration may also overwhelm a victim.
Many victims have no idea how to resolve their situation, or whom to turn to for guidance.
Promptly and properly notifying credit and law enforcement agencies as well as other relevant institutions can be daunting and exhausting task for anyone trying to resolve the crisis on their own.
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