Robinson & Son
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The exposures a business faces are constantly changing, and we endeavor to customize a client's insurance program to address new exposures as needed, coupled with risk management assistance. It is our goal to craft an insurance program that fits your business' needs. Our producers work with regional & national carriers to develop commercial insurance programs including Property, General Liability, Workers Compensation and Auto among other relevant insurance policies.
Services
Robinson & Son, LLC is an independent insurance agency that began operations in 2005.
Our producers endeavor to learn and understand a client's business model, operations, and potential exposure to loss.
We believe that it is important to periodically meet face to face with our clients to establish and maintain long-term business relationships.
By doing so, we can more effectively advise you on Risk Management and Insurance solutions.
We are a private family owned company, but regularly compete with large regional and global insurance brokers.
Now, more than ever, business are faced with more stringent environmental oversight.
Risks can arise from normal business operations, fuel tanks, and liability under CERCLA from prior property owners.
In many cases, prompt response to an incident can make a huge difference in its ultimate cost.
Certain insurance products can help to transfer risk and claim administration to underwriters who specialize in this type of risk.
Robinson & Son offers personal insurance on a regional basis.
We will work with you to evaluate & develop insurance options for your home or apartment, vehicles, fine arts or antiques, and second homes to name a few.
From small pleasure craft to mega yachts, our insurance companies have provided competitive terms and pricing for most recreational watercraft.
At Robinson & Son, we will work to provide you with an insurance proposal that meets your navigation and recreational marine needs.
Please keep in mind that in order to quote older boats, a Condition & Valuation survey may be necessary.
One of the fastest growing risks for any company using technology is properly securing employee and customer personal data.
Loss of such data can cost a company tens of thousands of dollars, and will absorb a significant amount of corporate officers' time in legal notifications, as well as compliance with various state laws relating the breach or loss of private data.
In most cases, existing General Liability or even Directors and Officers policies will not furnish adequate insurance for a data breach incident.
Often times companies have professional risks which extend beyond the scope of a standard General Liability contract.
Lawyers, Doctors, and accountants are not the only companies with Professional Liability risks.
There are also many miscellaneous professional risks which need added insurance, including Real Estate Sales and Development, Health and Wellness industries, Teaching Instruction business, and many other varied businesses.
At Robinson & Son we can help you identify and insure potential Errors and Omissions exposures.
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