Entered the Insurance business in 1975 with his dad, Russ and grandfather, Dean. Currently he is the President of the company and works with our Commercial Clients. He is dedicated to his clients and is one of the first ones on scene when a large claim arises. You will see him around town supporting local business and advocating to improve the community we work in and have grown up in.
Joined in 1988 and brought expertise to the company with Life, Accident and Health Coverages. You will see Geoff around town volunteering at events with the Rotary. He loves to travel with his family and recently visited his daughter in Thailand. His 'why' is to make sure our families are protected and have peace of mind with the promise of Life Insurance.
Diane's career began during the biggest Blizzard to hit the Northeast, learning quickly having the right coverage in place and being there to help her clients is what matters most. Joining Tobey & Merrill in 1981, Diane gained experience in both Sales & Service advancing into VP of Operations by earning her CIC, AAI, AIS, CISR and CPIW insurance designations.
Joined in 1988 and brought expertise to the company with Life, Accident and Health Coverages. You will see Geoff around town volunteering at events with the Rotary. He loves to travel with his family and recently visited his daughter in Thailand. His 'why' is to make sure our families are protected and have peace of mind with the promise of Life Insurance.
Diane's career began during the biggest Blizzard to hit the Northeast, learning quickly having the right coverage in place and being there to help her clients is what matters most. Joining Tobey & Merrill in 1981, Diane gained experience in both Sales & Service advancing into VP of Operations by earning her CIC, AAI, AIS, CISR and CPIW insurance designations.
Services
Truth: Your home's insurance is determined by the cost to rebuilding your home which is determined mainly by square feet, type of home, flooring and finishes in your kitchen and bathroom.
Market Value includes land and location which your insurance does not cover.
Tobey & Merrill Insurance asks the necessary questions to determine the estimated cost replacement and provides recommendations on what the proper coverage is for YOU!
Mobile Homes are handled differently from homes built on-site in insurance because they are not built on a foundation.
Market Value includes land and location which your insurance does not cover.
Tobey & Merrill Insurance asks the necessary questions to determine the estimated cost replacement and provides recommendations on what the proper coverage is for YOU!
Mobile Homes are handled differently from homes built on-site in insurance because they are not built on a foundation.
Myth: Lower limits on Bodily Injury and Property Damage Liability will result in a lower premium.
Truth: Many carriers put you in a better rating tier when you choose higher limits.
Higher limits show the carriers you are properly prepared and responsible.
Tobey & Merrill Insurance listens and provides recommendations on what the proper coverage is for YOU!
Covers medical payments that go over your Liability Insurance coverage.
Many health insurances are high deductible plans, this coverage can help on the small medical payments under your deductible.
Truth: Many carriers put you in a better rating tier when you choose higher limits.
Higher limits show the carriers you are properly prepared and responsible.
Tobey & Merrill Insurance listens and provides recommendations on what the proper coverage is for YOU!
Covers medical payments that go over your Liability Insurance coverage.
Many health insurances are high deductible plans, this coverage can help on the small medical payments under your deductible.
Truth: Life Insurance has evolved and can help in case of chronic medical diseases.
Medical Bills are one of the top reasons for bankruptcy.
Tobey & Merrill Insurance can review your current policy to see if your life insurance includes LIVING benefits.
This can be added to either Term or Permanent policy.
This coverage helps pull cash from your life insurance policy to help YOU and your family while you are living with a chronic illness such as stroke, cancer, or heart attack.
Designed to help during a set period of time.
Medical Bills are one of the top reasons for bankruptcy.
Tobey & Merrill Insurance can review your current policy to see if your life insurance includes LIVING benefits.
This can be added to either Term or Permanent policy.
This coverage helps pull cash from your life insurance policy to help YOU and your family while you are living with a chronic illness such as stroke, cancer, or heart attack.
Designed to help during a set period of time.
The Tobey & Merrill Insurance Special Events program has been structured to meet the needs of event participants and/or event sponsors.
We have specifically tailored programs in place that offer the coverage you need to keep your business protected.
Our programs are available for one-day special events, annual policies, and anything in between.
In 2021, we have added Health and Wellness Programs for Personal Trainers and Yoga Instructors.
This program helps individuals who are teaching students virtually or in a studio.
We have specifically tailored programs in place that offer the coverage you need to keep your business protected.
Our programs are available for one-day special events, annual policies, and anything in between.
In 2021, we have added Health and Wellness Programs for Personal Trainers and Yoga Instructors.
This program helps individuals who are teaching students virtually or in a studio.
We have an insurance company that will cover both of these concerns for under $50 a month!.
At Tobey & Merrill Insurance, we have a conversation with you about YOUR concerns in your business and tailor a policy for you.
With Photography Insurance you can tailor it if you want more Liability vs. Business Property.
Liability Coverage for Advice or Instruction for Makeup Application or Hair styling Services*.
Liability Coverage for Failure to Deliver Photographic Products due to loss or damage to photographic film or electronic media*.
At Tobey & Merrill Insurance, we have a conversation with you about YOUR concerns in your business and tailor a policy for you.
With Photography Insurance you can tailor it if you want more Liability vs. Business Property.
Liability Coverage for Advice or Instruction for Makeup Application or Hair styling Services*.
Liability Coverage for Failure to Deliver Photographic Products due to loss or damage to photographic film or electronic media*.
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