We are an independent agency that works with you in finding a the insurance coverage's you need. With a wide variety of options available, our experienced staff will assist you with any questions or concerns as we scour our many providers on your behalf. Our job is to do the shopping for you to save you time on what really matters most. With hundreds of satisfied customers, you can rest assured that our team of professional agents has you covered.
We make finding affordable insurance easy. We shop the market for the a provider who will both fit your needs and meet government requirements. Disclaimer Please note that we cannot bind insurance via email, fax, or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages.
Please read your policy for specific details of coverages.
We make finding affordable insurance easy. We shop the market for the a provider who will both fit your needs and meet government requirements. Disclaimer Please note that we cannot bind insurance via email, fax, or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages.
Please read your policy for specific details of coverages.
Services
TD Gingerich Insurance Solutions is a second generation family business that is a needs based selling insurance agency.
We have over 60 years of combined experience in the insurance business.
We pride ourselves with constantly evaluating how we can get the best quality benefits for the lowest cost.
Whether you are looking for group benefits, life insurance, long term care, individual health, disability insurance and annuities, we can help you attain the insurance products you need to give you peace of mind.
We have over 60 years of combined experience in the insurance business.
We pride ourselves with constantly evaluating how we can get the best quality benefits for the lowest cost.
Whether you are looking for group benefits, life insurance, long term care, individual health, disability insurance and annuities, we can help you attain the insurance products you need to give you peace of mind.
The Patient Protection and Affordable Care Act (PPACA), signed into law in 2010, is predominantly focused on lowering the number of uninsured Americans and reducing the cost of health care in the United States.
Health care will be available and affordable for individuals with pre-existing conditions.
Starting in 2014, cancellations and non-renewals based on chronic illness are illegal.
This includes both adults and children.
Preventative services, such as diabetes and blood pressure screenings, will be available at no cost.
Health care will be available and affordable for individuals with pre-existing conditions.
Starting in 2014, cancellations and non-renewals based on chronic illness are illegal.
This includes both adults and children.
Preventative services, such as diabetes and blood pressure screenings, will be available at no cost.
Employers have a legal responsibility to their employees to make the workplace safe.
However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.
Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.
However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.
Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
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