Each and every business has their own specific insurance needs to properly protect their investment. We at the Paul Chapman Insurance Agency can review your current coverages and recommend the proper coverage for your business. We offer everything from General Liability and Worker's Compensation to Surety Bonds. What matters the most to our company is you.
We're dedicated to going above and beyond to meet all of your insurance needs. We take the time to listen to your needs and then we'll give you our expert advice. From Personal Insurance to Commercial Insurance, we have numerous insurance for you to choose from. We'll help you choose the right one for your needs! We understand that each and every one of our customers are individuals with unique needs.
This is why we're dedicated to providing our customers with personal and friendly services. Whether you're looking to insure your boat or snowmobile, or you're in search of the best Business Auto Insurance, we're here to guide you to make an informative decision!
We're dedicated to going above and beyond to meet all of your insurance needs. We take the time to listen to your needs and then we'll give you our expert advice. From Personal Insurance to Commercial Insurance, we have numerous insurance for you to choose from. We'll help you choose the right one for your needs! We understand that each and every one of our customers are individuals with unique needs.
This is why we're dedicated to providing our customers with personal and friendly services. Whether you're looking to insure your boat or snowmobile, or you're in search of the best Business Auto Insurance, we're here to guide you to make an informative decision!
Services
Paul has been in the Insurance industry for over 35 years and started the Paul Chapman Insurance Agency, with his wife Debbie, in 1987.
He is a huge SU fan, enjoys boating on the St. Lawrence, and spending time with his wife, dogs and children.
Pam has been in the Insurance industry for over 40 years and joined the Paul Chapman Agency in 1990.
She holds an Associates Degree from MVCC.
Pam loves watching hockey, especially the NY Rangers and Utica Comets.
She enjoys spending time reading and traveling.
He is a huge SU fan, enjoys boating on the St. Lawrence, and spending time with his wife, dogs and children.
Pam has been in the Insurance industry for over 40 years and joined the Paul Chapman Agency in 1990.
She holds an Associates Degree from MVCC.
Pam loves watching hockey, especially the NY Rangers and Utica Comets.
She enjoys spending time reading and traveling.
Required by law, bodily injury protects you if you are responsible for an accident in which someone is injured or loses their life.
Required by law, property damage covers the damage your vehicle causes to someone else's property, such as your car running into someone's house or car.
New York State Law requires this insurance.
The minimum requirement is $50,000 to pay for medical expenses, loss of income, and other miscellaneous expenses regardless of fault.
Uninsured motorist coverage pays for injuries sustained by you and your passengers caused by an uninsured motorist.
Required by law, property damage covers the damage your vehicle causes to someone else's property, such as your car running into someone's house or car.
New York State Law requires this insurance.
The minimum requirement is $50,000 to pay for medical expenses, loss of income, and other miscellaneous expenses regardless of fault.
Uninsured motorist coverage pays for injuries sustained by you and your passengers caused by an uninsured motorist.
Dwelling coverage protects your house and any structures attached to your home, like the garage and the screened porch.
Materials on your property that are being used to expand or repair the house - the lumber being used to add another wing, for example, would also be covered.
Separate structures on your property - like utility sheds, guest houses, gazebos and pool houses - are covered under other structures coverage.
Dwelling coverage in a homeowner's policy only protects your house and attached structures.
Materials on your property that are being used to expand or repair the house - the lumber being used to add another wing, for example, would also be covered.
Separate structures on your property - like utility sheds, guest houses, gazebos and pool houses - are covered under other structures coverage.
Dwelling coverage in a homeowner's policy only protects your house and attached structures.
Umbrella coverage is an extra layer of Personal Liability Protection above what your Automobile or Homeowner Liability limits cover.
Offers from $1,000,000 additional coverage beyond personal liability insurance that you ordinarily carry.
Protects you and your family by making payments of judgement against you resulting from personal activities.
Legal defense costs, in addition to indemnity, are covered in many areas where there is no underlying coverage.
Offers from $1,000,000 additional coverage beyond personal liability insurance that you ordinarily carry.
Protects you and your family by making payments of judgement against you resulting from personal activities.
Legal defense costs, in addition to indemnity, are covered in many areas where there is no underlying coverage.
We have options for your cruiser, touring, dirt bike or 3 wheel bike as well as custom bikes and All Terrain Vehicles.
Many companies offer discounts for motorcycle member groups.
Classic Car Coverage is available for the antique or classic vehicle or motorcycle that you own.
Watercraft Coverage is available for boats, yachts and personal watercraft, including antique or classic coverage.
Whether you have a motorhome, popup camper, fifth-wheel, toy hauler or travel trailer, we have coverage options for your home away from home.
Many companies offer discounts for motorcycle member groups.
Classic Car Coverage is available for the antique or classic vehicle or motorcycle that you own.
Watercraft Coverage is available for boats, yachts and personal watercraft, including antique or classic coverage.
Whether you have a motorhome, popup camper, fifth-wheel, toy hauler or travel trailer, we have coverage options for your home away from home.
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