Running a business is a fulltime job. Whether yours has an HR department or not, there are still only so many resources to go around. Founded in 1998, Four Square is a total benefits resource. We are in business solely to help companies, organizations, and individuals seamlessly manage insurance selection, benefits packages, strategic planning and compliance.
First we listen. Next, we research the best, most practical solutions and recommend the affordable benefits options to fit each individual client's specific needs. And that is just the start. We will keep you up to date with changing insurance regulations and help you avoid the rising costs of insurance and benefits coverage. We understand the nuances in the Mid-Atlantic and build your packages and management tools to help maximize your return on investment and keep your employees satisfied.
Our highly customized approach is designed to mitigate both business risk and personal stress. To learn more about our custom benefit solutions and how you can mitigate your business risk, call us at 410-213-8338 or complete the below for a free consultation.
First we listen. Next, we research the best, most practical solutions and recommend the affordable benefits options to fit each individual client's specific needs. And that is just the start. We will keep you up to date with changing insurance regulations and help you avoid the rising costs of insurance and benefits coverage. We understand the nuances in the Mid-Atlantic and build your packages and management tools to help maximize your return on investment and keep your employees satisfied.
Our highly customized approach is designed to mitigate both business risk and personal stress. To learn more about our custom benefit solutions and how you can mitigate your business risk, call us at 410-213-8338 or complete the below for a free consultation.
Services
Our Mission, Vision and Values reflect how we live and work each day, representing the commitments we make to our clients and their employees, to the communities we serve and to each other.
Our Mission is to secure the future of each client by mitigating the risks and stress of the present day through appropriate and affordable insurance coverage while providing service and intelligence that exceeds expectation.
Our Mission is to secure the future of each client by mitigating the risks and stress of the present day through appropriate and affordable insurance coverage while providing service and intelligence that exceeds expectation.
Joni brings more than 25 years of experience in both health and life insurance and human resources (HR) management to the team at Four Square.
Joni began her HR career in 1988 in the banking industry, developing and managing training programs for the largest savings and loan institution based on the Eastern Shore of Maryland.
Her insurance career began in 1993 when she was hired by one of the largest insurance agencies in Maryland to merge two agencies together and develop policies and procedure to streamline operations.
Joni began her HR career in 1988 in the banking industry, developing and managing training programs for the largest savings and loan institution based on the Eastern Shore of Maryland.
Her insurance career began in 1993 when she was hired by one of the largest insurance agencies in Maryland to merge two agencies together and develop policies and procedure to streamline operations.
Joni Waldych is passionate about insurance.
With 15 years of experience in human resources and benefits administration, she founded Four Square in 1998 to ease the stress faced by small and large businesses alike, and has been helping clients manage the complexities of the decision-making process ever since.
Q. Would I still need to "shop" my insurance?
A. Because of our comprehensive approach, our proposals include a comparison of the best available options, eliminating the need to "shop" coverages.
With 15 years of experience in human resources and benefits administration, she founded Four Square in 1998 to ease the stress faced by small and large businesses alike, and has been helping clients manage the complexities of the decision-making process ever since.
Q. Would I still need to "shop" my insurance?
A. Because of our comprehensive approach, our proposals include a comparison of the best available options, eliminating the need to "shop" coverages.
Four Square provides multiple options to best fit your company and employees, representing established and financially sound carriers including CareFirst, United Healthcare, BCBS of Delaware, Aetna, The Guardian, Unum and many more.
And we shop each year at renewal to ensure you are reviewing all options available in the market place.
Although we specialize in custom benefits packages for employers, we also create benefits packages for individuals that include assisting you in purchasing qualified health plans both in the new healthcare exchanges and in the private market.
And we shop each year at renewal to ensure you are reviewing all options available in the market place.
Although we specialize in custom benefits packages for employers, we also create benefits packages for individuals that include assisting you in purchasing qualified health plans both in the new healthcare exchanges and in the private market.
The term "Benefits" means more than just simple health insurance plans.
Four Square works closely with you as a business owner to develop a comprehensive benefit program that will help attract and retain employees and ultimately grow your business.
We can help you understand, plan, implement and educate your employees about this growing and important area of employee benefits with a comprehensive Voluntary Benefits Guide.
As healthcare costs rise, people are looking for ways to offset and plan for potential future health concerns.
Four Square works closely with you as a business owner to develop a comprehensive benefit program that will help attract and retain employees and ultimately grow your business.
We can help you understand, plan, implement and educate your employees about this growing and important area of employee benefits with a comprehensive Voluntary Benefits Guide.
As healthcare costs rise, people are looking for ways to offset and plan for potential future health concerns.
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