Insurance Plus
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The foundation of long-term growth resides in adequate insurance protection. Although policies are a complex structure to build, with proper navigation assets can be secured in an efficient, cost-effective manner. At Insurance Plus, we specialize in guiding clients on the path toward comprehensive insurance protection from our office in Aberdeen, South Dakota.

Our status as an independently owned agency affords us the opportunity to architect coverage based on a client's individual needs. Since opening in Aberdeen more than eight decades ago, we've focused on providing a wide-range of coverage options. We are your one stop shop for all your insurance needs! The business insurance policies we construct can be tailored to a variety of specific industries, such as hospitality services, construction contractors, manufacturing enterprises and employee benefits.

This flexibility continues into our personal insurance program to protect your home, car, and other essential assets. We'll do our absolute best to find coverages that best align with your insurance requirements.
Services
As an Aberdeen, SD insurance agency with over 80 years in the industry, Insurance Plus has provided quality insurance products at competitive prices.
Our team of knowledgeable insurance professionals are experienced in creating personal and commercial insurance policies designed to fit your needs.
With Insurance Plus, our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship.
When you work with Insurance Plus, you'll experience the exceptional service and attention to detail that you can only find with an independent insurance agency.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Having the proper auto coverage that suits every situation ensures your independence behind the wheel.
From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen.
Our agents at Insurance Plus take a consultative approach to insurance.
Whether a new teen driver or a seasoned veteran, we will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs for peace-of-mind driving assurance.
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.
With Liability Coverage, you can be insured if you're held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
Your Auto Insurance policy already gives you peace of mind behind the wheel.
But more than just accidents happen, and with the right policy from Insurance Plus, you can make sure that the security of your automobile doesn't stop the moment you pull into the driveway.
Comprehensive Coverage insures your vehicle and equipment against damage and expenses that result from something other than a collision.
At Insurance Plus, we know that life is full of surprises, and with Comprehensive Coverage you can be prepared for all of them.
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