We were established as a personal lines "captive" insurance agency. As a "captive" insurance agency, all the products we offered were underwritten by American National Insurance and their subsidiaries. Our focus was to help our clients identify their needs and desires and create the best insurance portfolio possible to meet these needs.
Mike received his Certified Financial Planning designation from the College for Financial Planning in Denver, CO in 1994 and applied it to assisting his clients with special investment needs.Meanwhile, Candy handled the property and casualty insurance policy changes. In 2006, American National elected to leave the state of Florida due to hurricane exposure afforded by our sunny state.
This traumatic experience left us with a huge decision. Should we find another carrier that used captive agents to insure all the homes American National was cancelling, or become an independent agency that made contracts with carriers to ensure continuing protection for our clients?
Mike received his Certified Financial Planning designation from the College for Financial Planning in Denver, CO in 1994 and applied it to assisting his clients with special investment needs.Meanwhile, Candy handled the property and casualty insurance policy changes. In 2006, American National elected to leave the state of Florida due to hurricane exposure afforded by our sunny state.
This traumatic experience left us with a huge decision. Should we find another carrier that used captive agents to insure all the homes American National was cancelling, or become an independent agency that made contracts with carriers to ensure continuing protection for our clients?
Services
Here at Hardin Insurance, we procure the best possible insurance policy for your needs.
Our mission is to protect your interests.
We compare all available coverage options, discounts, and eligible carriers to ensure you have the best possible rate with financially secure, customer-friendly companies.
Our mission is to protect your interests.
We compare all available coverage options, discounts, and eligible carriers to ensure you have the best possible rate with financially secure, customer-friendly companies.
As independent insurance agents, we are not tied to any particular insurance company.
This allows us to compare all available insurance policies and help you choose one that best addresses your unique needs.
We know that cost can be a concern, so we will present you with quotes that are marketplace competitive.
This allows us to compare all available insurance policies and help you choose one that best addresses your unique needs.
We know that cost can be a concern, so we will present you with quotes that are marketplace competitive.
We are one of the few AAA and Progressive Home Advantage Agencies for "Package Policies" in the Southside.
You get the best possible rates when you combine your home and auto insurance in a bundled package.
You get the comfort of knowing you're covered by a trusted company that will be there when you need protection the most.
You get the best possible rates when you combine your home and auto insurance in a bundled package.
You get the comfort of knowing you're covered by a trusted company that will be there when you need protection the most.
Auto insurance is no laughing matter in Florida, the lawyers will do anything to convince people to sue each other over an accident, even if there is no injury incurred.
I had a lawyer hire someone to hijack this site, to tell my clients they should always call a lawyer first if they are in an accident.
They claimed they could help you get lots of money if you are in an accident!
I had a lawyer hire someone to hijack this site, to tell my clients they should always call a lawyer first if they are in an accident.
They claimed they could help you get lots of money if you are in an accident!
Everyone has heard of flood insurance, but most people are happy to hear that they are not required to carry it.
The mortgage company may not require you to carry flood insurance if you are not in a high-risk area, but all homes in Florida are in danger of flooding.
In fact, 40% of the flooding last year happened in areas not deemed "high risk" by the National Flood Program.
They were flooded and the damage was real and severe.
The mortgage company may not require you to carry flood insurance if you are not in a high-risk area, but all homes in Florida are in danger of flooding.
In fact, 40% of the flooding last year happened in areas not deemed "high risk" by the National Flood Program.
They were flooded and the damage was real and severe.
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