Tom Blanchard Insurance
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We are also accepting in-person appointments for clients wishing for a face-to-face meeting. All appropriate distancing restrictions will be observed to ensure the highest level of safety for everyone. Tom Blanchard Insurance was founded in 1976 by Tom Blanchard and he has spent his entire career assisting people with health and life insurance. Our Brokerage firm specializes in Life and Health Insurance.

In addition to life and health insurance, we work with our clients to help them achieve personal and financial independence in retirement. It is our goal to work with our clients to ensure they have the insurance they need at a price they can afford. If we sound like your kind of insurance professionals, give us a call and we will be happy to sit down and listen as you let us know how we can help you.

We are real live people and have spent over 55 years combined helping individuals, small business owners and senior citizens with their personal insurance needs. We answer our own phones and are available 24/7.
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We're not some voice on the other end of 1-800-I DON'T GIVE A HOOT!
We're real, live people and have spent over 55 years combined helping individuals, small business owners and senior citizens with their personal insurance needs.
We answer our own phones and are available 24/7.
We are brokers.
That means we represent only our clients.
We maintain contracts with a large number of top-rated insurance companies and we take the time to find only the best policies for our clients.
That way, when we recommend something to you, we know it's the best possible choice.
Our office may not be open 24 hours a day but we understand how important it is for customers to request policy changes, report claims, and request other assistance from us 24 hours a day, 7 days a week, 365 days a year.
All policy change requests are not considered legally bound until after you have received a confirmation from our agency or your insurance carrier directly.
We are Medicare specialists and work to find you the coverage you need and a price you can afford.
We also assist our clients with Part D prescription drug coverage and are always happy to explain your options.
We also assist clients with deciding when to start Social Security - an important component in your retirement planning.
Thank you for taking a few minutes to watch this video to learn about the valuable benefits it explains.
My business is helping people save, grow and protect their money.
What are Group Benefits?
Group benefits are insurance that covers a group of people who are usually the members of societies, employees of a common employer, or professionals in a common group.
Group coverage helps reduce premium costs because it reduces the insurance carrier's risk by creating a pool of people to insure who are together for reasons other than obtaining insurance.
Group benefits can also be a powerful incentive to keep and attract great employees.
Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company.
What is Health Insurance?
Health insurance is coverage that provides for the payments of benefits as a result of sickness or injury.
Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment.
HMOs and EPOs may limit coverage to providers inside their networks.
A network is a list of doctors, hospitals, and other health care providers that provide medical care to members of a specific health plan.
If you use a doctor or facility that isn't in the HMO's network, you may have to pay the full cost of the services provided.
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