Klug Insurance
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Having the right coverage & claims response is invaluable when you need to make a claim on your home. Your farm has a unique set of needs and risks and deserves a personalized protection plan. As an independent insurance agency, we're able to offer you higher coverage at a lower rate. We can do this because we're not tied to any one company. We work with over 20 quality insurance companies, letting them compete for your business.

Mike was born and raised in Caledonia. His insurance career started as an agency owner with Farmer's Insurance. He founded the Mike Klug Agency in 2009 as an independent insurance provider in order to offer the Caledonia community better coverage for less money.
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Auto insurance covers more than just your car - it protects your loved ones.
We'll compare offerings from over 20 auto insurance companies in order to offer you more coverage with less cost.
In the state of Minnesota, you're required to have auto insurance in order to use public roads.
If you have a loan on your car, the bank will most likely require you to carry full coverage (comprehensive and collision).
Your home is worth a lot and that value is more than just a monetary figure.
It's where you raise your family and relax after a long day.
Having the right coverage and claims response is invaluable when you need to make an insurance claim on your home.
If you have a loan on your home, you'll need homeowners insurance.
If you own your home outright, insurance isn't legally required but should still be in place in most cases.
Your farm has a unique set of needs and risks and deserves personal attention when it comes to a protection plan.
We'll help you customize coverage and compare offerings from multiple farm insurance companies.
Depending on the size and scope of your operations, you may need additional coverage such as worker's compensation or commercial auto.
We'll discuss your needs to determine the right amount of coverage.
No matter what business you're in, you're exposed to risk every day.
A customized insurance plan tailored to the needs of your business can save you from a costly disruption without paying too much.
With over 20 commercial insurance companies available, we can cover nearly any business and offer very competitive rates.
Business insurance varies greatly in price depending on the size and scope of your business.
It can be as little as a few hundred dollars per year up to hundreds of thousands of dollars for very large companies.
Failing to plan is planning to fail.
We'll help you determine an amount of life insurance coverage to protect your family's future.
We compare rates and features from multiple life insurance companies so we can offer you more coverage for less cost.
The cost of life insurance depends your age, gender, health condition, and the type of policy you purchase.
Term life insurance is the simplest and most cost effective option.
A 30 year old male with a preferred rating can purchase $250,000 in term life coverage for about $20 per month.
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