Citizens Trust
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Citizens Trust
CTC Insurance, is proud to be a Dave Ramsey Endorsed Local Provider (ELP) for Personal and Commercial Insurance in South Carolina. Becoming an ELP is no easy task and involves a rigorous application process, interviews, and continuing education. In order to maintain the ELP designation, an agent must maintain high customer service scores on an ongoing basis.

Established in 1913, CTC Insurance is a full-service insurance agency offering a broad array of property, casualty, life, annuity, health and employee benefits services. We protect businesses and individuals from the risks of every day life. Our goal is to exceed your expectations and provide the best value for your money. Today CTC Insurance celebrates over 95 years of doing business in Greenwood, and throughout the state of South Carolina.

If you're looking for a locally owned independent insurance, real estate or property management company; we invite you to give us a call today.
Services
At CTC Insurance, our experts take the time to completely understand your business model.
Our primary objective is to determine the vulnerability to loss embedded in your daily operations, and then resolve this exposure through the implementation of a proper insurance program.
Our agency represents many of the world's largest, and top-rated, insurance carriers.
We are seasoned in working with clients across a myriad of industries: Construction, Healthcare, Manufacturing, Professional Services, Retail, Social Services and Trucking/Transportation, among others.
CTC Insurance is keenly aware of the challenges that employers face today in order to retain good employees and we know that employees expect even more benefit options.
We not only provide solutions for their insurance needs but we help our clients through employee education.
Employee Benefits is ever-changing and CTC Insurance monitors the changes and trends to keep you abreast as to potential options and/or changes on the horizon.
Using advanced technology and consulting expertise, we provide a variety of value-added professional services to our clients.
Do you understand your experience mod?
Do you know what the lowest attainable experience mod can be for your company?
Is your company managing the experience mod properly?
Through our analysis, we can unravel the mysteries of the experience modification factor for your business!
Whether it is helping you prepare for an upcoming premium-audit, or reviewing an audit from previous years to reverse an overcharge; our experts can "audit the auditors" to re-capture your premium dollars.
Recent successes include a return of almost $17,000 to one of our clients in the construction industry, as well as a return of $8,500 to a client in the service industry.
Our team works hard to understand your personal lines insurance needs while keeping an eye on the bottom line cost.
Whether you need a high value home, auto, recreational vehicle, life or umbrella coverage, we're here to help you put together the best coverage at the optimal price!
We realize each individual's needs are unique and embrace each opportunity to provide assistance to our customers!
We partner with the best insurance carriers to offer you a wide array of personal insurance solutions that are designed to meet your unique needs.
Life insurance may be one of the most important purchases you'll ever make.
In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more.
If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!
Term Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs.
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