Insurance Office Of America
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The last five years has seen Ameriway Insurance writing more and more Commercial Business Insurance. General Liability (GL) coverage is what you need if you are an Artisan (i.e., carpenter, painter, plumber, do lawn care or tree trimming, provide janitorial services, etc.) as well as a categorty all by itself "Handyman". If you have Commercial Property, we can quote both General Liability and Property with Wind or EX-Wind.
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Automobile insurance is purchased for cars, trucks, and other vehicles.
Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.
However, the Florida Financial Responsibility law requires drivers to be financially responsible for bodily injuries to limits of $10,000 per person with a maximum of $20,000 per accident.
If a driver or owner of a vehicle does not have sufficient cash reserves to meet the financial responsibility requirement, it is a very good idea to purchase Bodily Injury Liability.
Class 10 indicates that the areas fire-suppression program does not meet ISOs minimum criteria.
You need to have your own coverage for the interior construction of the apartment which is not part of the common areas.
When you get and "Individual HO-6" policy, you are getting protection from catastrophes such as fire, hurricane, wind, water damage and more.
If your neighbor starts a fire that destroys your property, your neighbor will not replace your items.but a renters policy will!
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