Employee Benefit Solutions
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The landscape of employee benefits is changing and complex. Our group benefit and group insurance products can be tailored to fit your organization's needs. Employee Benefit Solutions (EBS) is focused on understanding your individual needs and crafting a customized plan for addressing all of your insurance needs. Our team of experienced insurance and benefit professionals are available to get you a customized quote that addresses your organizational needs.

Employee Benefit Solutions provides personalized insurance and benefit solutions to organizations from Pensacola to Jacksonville including, Destin, Ft. We specialize in offering comprehensive group products for health, dental, vision, disability, and life, as well as section 125 cafeteria plans and individual insurance products for health, dental, disability, life, and long term care.

Contact us today for a quote. The Affordable Care Act (ACA) requires non-grandfathered health plans to limit an enrollee's out-of-pocket costs for essential health benefits each year.
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The staff of Barton, Fenstermaker, Tondello & Associates, LLC would like to introduce themselves to you.
We have been in the group benefit business since 1996 specializing in health, dental, vision, life and disability.
We pride ourselves in ensuring that our clients receive quality and prompt service exceeding that of our competitors.
We provide help with annual renewals, enrollments, terminations, billings and even claims explanations.
There really is a difference in agencies!
Managing Member, Licensed Agent - Broker for multiple carriers including Florida Blue (BlueCross BlueShield of Florida), Aetna, United Healthcare, Principal Financial Group, UNUM-Provident, Guardian Life, and Assurant Employee Benefits.
Barton, Fenstermaker, Tondello & Associates, LLC has been a full service Group Benefits company in Florida since 1996.
The name has changed as we have added owners to the company.
We are fully licensed and offer retirement plans as well.
We currently have business in force with the following group carriers: Florida Blue (BlueCross BlueShield of Florida), United Healthcare, Aetna, Principal Financial Group, Assurant Employee Benefits, Guardian, Florida Combined Life, United Concordia, Unum, & Humana.
PPO, HMO, POS, HDHP, and HSA: Researching the current health insurance terminology can quickly turn to alphabet soup.
Feeling adrift in a sea of lingo and letters?
EBS is focused on understanding your individual parameters and crafting a customized plan that fits your needs.
We can turn around your insurance and benefit quotes within 24 hours.
Let us help you develop your best insurance and benefit solution by contacting one of our licensed brokers today at 850-460-7690.
In addition to health plans, there are a variety of non-medical coverages including life, dependent life, short term disability, long term disability, vision and dental benefits.
Dental health extends beyond a cavity free mouth.
Oral disease has been linked to heart disease, cancer, diabetes, and other serious illnesses.
Not only does oral health equal whole body wellness, a healthy smile is an innate confidence builder.
We can turn around your insurance and benefit quotes within 24 hours.
Let us help you develop your best insurance and benefit solution by contacting one of our licensed brokers today at 850-460-7690.
In addition to health plans, there are a variety of non-medical coverages including life, dependent life, short term disability, long term disability, vision and dental benefits.
Life doesn't always go as planned.
In the event of an unfortunate accident, it's vital for you to be able not only provide for your personal care but also to mitigate any negative effects on your dependents.
Don't rely on savings or complicated Social Security claims-ensure seamless coverage with short and long term disability coverage.
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