You'll never have to pay us a penny to take advantage of our 15 years of local experience. Providing Medicare Supplement Insurance, Health Insurance, Life Insurance, and Dental Insurance to individuals, seniors, and families. Morro Rock Insurance Agency provides insurance services to Morro Bay, Cayucos, and Cambria California.
Services
Morro Rock Insurance Agency is inspired to help the people of the Central Coast choose a plan that works for them.
We will help you improve your bottom line.
Health insurance is ever changing and complex.
There is currently a lot of competition in the Health Insurance market.
There are literally hundreds of plan options.
People must be able to shop from a local Health Insurance specialist.
Someone you can talk to face to face and that is really in your corner.
Morro Rock Insurance Agency stays informed and educated.
We will help you improve your bottom line.
Health insurance is ever changing and complex.
There is currently a lot of competition in the Health Insurance market.
There are literally hundreds of plan options.
People must be able to shop from a local Health Insurance specialist.
Someone you can talk to face to face and that is really in your corner.
Morro Rock Insurance Agency stays informed and educated.
Our office may not be open 24 hours a day but we understand how important it is for customers to request policy changes, report claims, and request other assistance from us 24 hours a day, 7 days a week, 365 days a year.
All policy change requests are not considered legally bound until after you have received a confirmation from our agency or your insurance carrier directly.
All policy change requests are not considered legally bound until after you have received a confirmation from our agency or your insurance carrier directly.
Get help with unexpected medical costs that aren't covered by Medicare with supplemental coverage.
Speak with an expert on medicare supplement insurance today.
Medicare supplement (Medigap) insurance can help pay some of the health care costs that original Medicare does not cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Speak with an expert on medicare supplement insurance today.
Medicare supplement (Medigap) insurance can help pay some of the health care costs that original Medicare does not cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Let us help you navigate your options for dental insurance and we'll make sure your family or group is appropriately covered at the most affordable rate.
Dental insurance is designed to pay a portion of the costs associated with dental care.
Generally dental offices have a fee schedule, or a list of prices for the dental services or procedures they offer.
This plan may be helpful when you want to stay with your dentist and he/she does not participate in a dental network.
By the very nature of this plan the insurance company generally pays the dentist a percentage of your services according to the policy you purchased.
Dental insurance is designed to pay a portion of the costs associated with dental care.
Generally dental offices have a fee schedule, or a list of prices for the dental services or procedures they offer.
This plan may be helpful when you want to stay with your dentist and he/she does not participate in a dental network.
By the very nature of this plan the insurance company generally pays the dentist a percentage of your services according to the policy you purchased.
Final expense insurance is an insurance policy used to pay for burial expenses and funeral services when the named insured dies.
Such a policy helps ease the financial burden placed on a family when a loved one dies.
Final Expense insurance is a basic issue life insurance policy that covers people until they reach 100 years old.
It is quite similar to universal life insurance and is sometimes referred to as graded life or burial insurance with easy issue permanent coverage.
As an inexpensive insurance choice, final expense coverage can be used to cover the funeral and burial costs of the policy holder.
Such a policy helps ease the financial burden placed on a family when a loved one dies.
Final Expense insurance is a basic issue life insurance policy that covers people until they reach 100 years old.
It is quite similar to universal life insurance and is sometimes referred to as graded life or burial insurance with easy issue permanent coverage.
As an inexpensive insurance choice, final expense coverage can be used to cover the funeral and burial costs of the policy holder.
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