Pratt Insurance
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Pratt Insurance
The mission of Pratt Insurance is to provide quality, innovative and comprehensive insurance coverage, while also offering the highest level of knowledge, expertise and service to our clients. Our agency, which has been in operation since 1880, has grown to become an industry leader in providing a high level of expertise in personal and commercial lines, equine insurance and claims.

Pratt Insurance Inc. holds the distinction of being the oldest continuously operated business in the Town of Smyrna. Pratt Insurance is dedicated to you. Our online resource library can help ensure you are receiving appropriate coverage from any provider. Browse our topics of discussion and, as always, don't hesitate to contact us at 302.653.6681 with specific questions.
Services
Pratt Insurance, Inc., was founded in 1880 and is Smyrna, Delaware's oldest continuous business.
Municipalities, contractors, small businesses, and farms are a few types of businesses that depend on Pratt Insurance to provide innovative and comprehensive coverage.
Individuals can rest assured that your insurance needs are anticipated, customized and managed for the peace of mind you deserve.
Pratt Insurance is an Independent Insurance Agency representing regional, national and international insurance carriers.
The primary purpose of life insurance is to protect your dependents financially in the event of your death.
Properly positioned, the benefit from a life insurance policy can provide a steady stream of income for your family.
It can also provide liquid capital to pay estate taxes and other obligations.
We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client.
We endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products to help you reach your goals.
Our team has handled both fully insured and partially self-funded arrangements and will analyze your current program, discuss your goals and objectives and design a program that meets your needs and is cost competitive.
Our clients appreciate the value we bring to the table in negotiating plan costs as well as our customer service in administering their benefits and claims.
In many instances, we act as their back room human resource professional assistant by handling claims problems, billing issues and proving guidance or administration and discrimination issues.
When mishaps, accidents or disasters strike, you need an agent that knows how to handle your needs.
Even though you never plan to have a claim, when the unexpected occurs we will provide you with prompt and courteous service.
Your Pratt Insurance Claims Specialist will guide you through the process, manage the investigation and oversee payment authorization.
Videotape or photograph your possessions and keep them with written documentation in a safe place (safety deposit box).
Pratt Insurance is dedicated to customer service.
Do I need to buy insurance from the rental car company if I have my own personal automobile insurance?.
Liability protection that you carry for personal injury and property damage will provide some protection while you are driving the rental car.
Damage to the rental car would be covered under Collision and Comprehensive Coverage, if your policy has it.
The rental car company may also try to recover damages for lost income while the rental car is out of service.
Your auto policy may or may not protect you against this claim; the best way to know is to look at your policy or ask us to review it for you.
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