I had a great experience working with Matt J. He did a thorough job with the inspection. I received a lot of information from Matt and he was very articulate in his presentation to me for my particular situation. Thanks again Matt, job well done! I got a very fair settlement, they were quick and professional. They answered all of my questions, put together an rock solid estimate, and documentation to support my claim.
It was a big comfort having them on my side. I work with a construction company and we have had a customer use Utah PA to process there damage claim. They were able to get more than enough to make all the needed repairs/roof replacement in a timely manner with no headache. Matt is amazing! He brought moisture meter that the insurance company's adjuster didn't have.
This equipment showed additional damage to other floors in my home. These floors would have been missed if I had not hired them. He went back and forth with my insurance company a couple times, making sure there adjustment included all the damage and met our needs.
It was a big comfort having them on my side. I work with a construction company and we have had a customer use Utah PA to process there damage claim. They were able to get more than enough to make all the needed repairs/roof replacement in a timely manner with no headache. Matt is amazing! He brought moisture meter that the insurance company's adjuster didn't have.
This equipment showed additional damage to other floors in my home. These floors would have been missed if I had not hired them. He went back and forth with my insurance company a couple times, making sure there adjustment included all the damage and met our needs.
Services
99% of all insurance claims are underpaid.
We offer a free claim review to help you determine if your claim was properly settled.
Most estimates from the insurance company are incomplete, have missed damages, and ignored or overlooked codes.
We often double the amount that was initially offered by your insurance company.
We have dedicated adjusters to review you claim today!
The insurance company does not look for damages when they inspect your property.
They only document what is visible and pointed out.
We offer a free claim review to help you determine if your claim was properly settled.
Most estimates from the insurance company are incomplete, have missed damages, and ignored or overlooked codes.
We often double the amount that was initially offered by your insurance company.
We have dedicated adjusters to review you claim today!
The insurance company does not look for damages when they inspect your property.
They only document what is visible and pointed out.
The state of Utah has passed strong legislation the prohibits insurance carriers to raise your premiums/rates due to a claim.
The only possibility is that your insurance company does have the right to drop your policy if you file too many claims, this is usually three or more claims per year.
The state of Utah has also passed laws that prevent insurance companies from using previously filed claims in determining premium prices on new policies.
Thank your legislators they actually passed some good laws to protect the consumers in Utah.
The only possibility is that your insurance company does have the right to drop your policy if you file too many claims, this is usually three or more claims per year.
The state of Utah has also passed laws that prevent insurance companies from using previously filed claims in determining premium prices on new policies.
Thank your legislators they actually passed some good laws to protect the consumers in Utah.
I get calls all the time from insureds and contractors asking for our help because the insurance carrier has severely underpaid their claim.
I had one yesterday that was originally denied and the insurance carrier said they had no damage on the property.
They even sent their engineer out who said there was no damage to the property.
Yesterday, they sent us a check for $208,000.
You have to ask, "Why?"
How could the insurance carrier be that far off?
Why would their engineer have lied?
Why would their adjuster have lied?
I had one yesterday that was originally denied and the insurance carrier said they had no damage on the property.
They even sent their engineer out who said there was no damage to the property.
Yesterday, they sent us a check for $208,000.
You have to ask, "Why?"
How could the insurance carrier be that far off?
Why would their engineer have lied?
Why would their adjuster have lied?
There are many different types of policies.
In general, your policy is going to cover "acts of God", or events that are sudden and accidental.
This includes: wind, hail, fire, damages due to an appliance or plumbing failure, sewer overflow, theft, vandalism, vehicle collision, third-party liability, etc.
Most policies even cover damages incurred from 4-year- olds!
Many people think, "If it was my fault they aren't going to pay for it."
Isn't that what insurance is for?
If it was sudden and accidental, generally, it is covered; as long as you did what you could to minimize further damage.
In general, your policy is going to cover "acts of God", or events that are sudden and accidental.
This includes: wind, hail, fire, damages due to an appliance or plumbing failure, sewer overflow, theft, vandalism, vehicle collision, third-party liability, etc.
Most policies even cover damages incurred from 4-year- olds!
Many people think, "If it was my fault they aren't going to pay for it."
Isn't that what insurance is for?
If it was sudden and accidental, generally, it is covered; as long as you did what you could to minimize further damage.
Filing an insurance claim on your own can be scary, confusing, and frustrating.
It is understandable though.
If you had to defend yourself in court you would feel the same way.
The fact is, the insurance company wrote your policy/contract.
You had no say in what is in the contract and they hire attorneys and adjusters to defend the contract that they wrote.
When you file a claim on your own, without your own defense, you are relying on the goodwill of the insurance company to settle the claim in your best interest.
It is understandable though.
If you had to defend yourself in court you would feel the same way.
The fact is, the insurance company wrote your policy/contract.
You had no say in what is in the contract and they hire attorneys and adjusters to defend the contract that they wrote.
When you file a claim on your own, without your own defense, you are relying on the goodwill of the insurance company to settle the claim in your best interest.
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