We comprehensively review your personal risk exposure and insurance plan to be certain your family is protected. No single insurance company is a good fit for everyone. That's why we work with over 25 top rated insurance companies to find the best fit for your needs. Being an independent agency means we have the flexibility to provide coverage on nearly any type of risk, from auto & home to businesses, special events, and everything in between.
As an independent agency, we can quote several insurance carriers to find the one that offers you the best pricing. Below, you'll find some of our most popular companies. We have access to even more than those pictured and are always adding new carriers that meet our coverage and service requirements.
As an independent agency, we can quote several insurance carriers to find the one that offers you the best pricing. Below, you'll find some of our most popular companies. We have access to even more than those pictured and are always adding new carriers that meet our coverage and service requirements.
Services
There are several categories of auto insurance, each of which covers a different aspect of your risk as a driver.
Liability: Pays for repairs, medical costs, and other expenses incurred by another person, for which you are at fault.
Collision: Pays to repair or replace your vehicle when it is damaged in a covered accident.
Comprehensive: Pays to repair or replace your vehicle when it is damaged losses other than a collision, like hail damage.
Uninsured/Underinsured Motorist: Pays for repairs, medical costs, and other expenses that you would normally receive from the at-fault party, in the case they don't carry enough or any insurance.
Liability: Pays for repairs, medical costs, and other expenses incurred by another person, for which you are at fault.
Collision: Pays to repair or replace your vehicle when it is damaged in a covered accident.
Comprehensive: Pays to repair or replace your vehicle when it is damaged losses other than a collision, like hail damage.
Uninsured/Underinsured Motorist: Pays for repairs, medical costs, and other expenses that you would normally receive from the at-fault party, in the case they don't carry enough or any insurance.
Property Damage: Pays for repair to your residence and other structures such as detached garages.
Home insurance covers many causes of loss but does exclude specific things like flood.
Personal Property Loss: Pays to replace your personal property, like furniture, appliances, clothes, and more.
Added Living Costs: Pays for you to rent a hotel or other dwelling in the event your home is uninhabitable due to a covered loss.
In-Home Business: Coverage can be extended to provide liability to business operations performed at home.
Home insurance covers many causes of loss but does exclude specific things like flood.
Personal Property Loss: Pays to replace your personal property, like furniture, appliances, clothes, and more.
Added Living Costs: Pays for you to rent a hotel or other dwelling in the event your home is uninhabitable due to a covered loss.
In-Home Business: Coverage can be extended to provide liability to business operations performed at home.
Property damage liability: Covers damage that you cause to another person's property, like a boat or dock.
Bodily injury liability: Pays for injuries to another person caused while using your boat.
This coverage pays for things like medical bills, lost income, & legal costs.
Comprehensive: Pays to repair or replace your boat if it is vandalized, stolen, or damaged in an incident other than a collision.
Fishing Equipment: Pays for loss or theft of fishing equipment, like rods, reels, and more.
Additional coverage options: There are several additional options available depending on the type of boat, how and where you use your boat, and your personal needs.
Bodily injury liability: Pays for injuries to another person caused while using your boat.
This coverage pays for things like medical bills, lost income, & legal costs.
Comprehensive: Pays to repair or replace your boat if it is vandalized, stolen, or damaged in an incident other than a collision.
Fishing Equipment: Pays for loss or theft of fishing equipment, like rods, reels, and more.
Additional coverage options: There are several additional options available depending on the type of boat, how and where you use your boat, and your personal needs.
There are a multitude of Commercial Insurance coverage types, many of which are specific to their industry.
General liability insurance: Covers third party liability claims for injuries to other people.
Professional liability and malpractice insurance: Pays for losses due to negligent professional duty, wrongful acts, and advice or services that lead to loss or injury of another person.
Product liability insurance: Pays for damage, illness, injury or death that may occur from use of a faulty product.
General liability insurance: Covers third party liability claims for injuries to other people.
Professional liability and malpractice insurance: Pays for losses due to negligent professional duty, wrongful acts, and advice or services that lead to loss or injury of another person.
Product liability insurance: Pays for damage, illness, injury or death that may occur from use of a faulty product.
Life insurance is about protecting loved ones from financial burden should you die prematurely.
If you have children or other dependents, a life policy probably makes sense for you.
Health Condition: Your height, weight, blood pressure, and other basic health information is used to determine your premium.
Tobacco Use: Using tobacco products and/or nicotine usually means your premiums will be higher than if you didn't.
Medical History: If you've previously had medical concerns, that may be factored in to your premium.
If you have children or other dependents, a life policy probably makes sense for you.
Health Condition: Your height, weight, blood pressure, and other basic health information is used to determine your premium.
Tobacco Use: Using tobacco products and/or nicotine usually means your premiums will be higher than if you didn't.
Medical History: If you've previously had medical concerns, that may be factored in to your premium.
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