L R Johnson & Associates
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Planning for financial "LIGHTS OUT" moments can be intimidating. Luckily, you don't have to do it alone. Over the last ten years, L.R. JOHNSON & ASSOCIATES, INC. has evolved into one the premier insurance agencies helping professionals, executives, non-profit organizations, and individuals identify overlooked opportunities in their financial programs.

L.R. JOHNSON & ASSOCIATES, INC. (LRJ&A) focuses on using insurance products and services for the purpose of estate planning, business succession planning, charitable planned giving, and employee benefits including but not limit to annuities, disability insurance, health insurance, life insurance, and long term care insurance. L.R. JOHNSON & ASSOCIATES, INC. is a full-service insurance & financial services consulting firm dedicated to helping our clients build wealth and protect their hard-earned assets.

Our firm is completely independent, so our loyalty belongs exclusively to our clients -- not to a parent company. Our independence enables us to establish working relationships with a number of industry-leading brokerage firms and insurance providers whose products we leverage through our professional partners network to create customized client portfolios.
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L.R. JOHNSON & ASSOCIATES, INC. is a full-service insurance consulting firm dedicated to helping our clients build wealth and protect their hard-earned assets.
Our firm is completely independent, so our loyalty belongs exclusively to our clients -- not a parent company.
Our independence enables us to establish working relationships with a number of industry leading brokerage firms and insurance providers whose products we leverage to create customized client portfolios.
We recommend only those products and services that can be tailored to suit our client's unique needs.
Millions of Americans make deductions of cash and property to the charities of their choice each year.
However, while these donations can provide valuable tax deductions, many donors are left wishing that they could do more for the charities that they love and support.
Some donors would therefore be wise to consider using their life insurance policies as a more effective means of leveraging the support they provide.
In many cases, this can be the most effective and convenient asset that they can give.
L.R. Johnson & Associates, Inc. has extensive experience handling high-profile and celebrity clients and their spouses and partners.
We have represented numerous entertainers, athletes, actors, musicians, public figures, and high net worth individuals.
We understand and provide customized solutions for the unique challenges and circumstances surrounding such cases.
Aside from the common difficulties inherent in divorce and potential risk of kidnapping children of well known families, these individuals often have additional complications in their particular situations.
We've put together a library of information on important financial topics that we believe you'll find helpful.
This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.
To retain the tax advantages associated with charitable giving, your gift must be made to a qualified organization.
If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.
Our financial calculators are designed as educational tools to help you estimate answers to common financial questions.
They are not intended to predict future returns or results.
These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product.
Rates of return will vary over time, particularly for long-term investments.
Investments offering the potential for higher rates of return also involve a higher degree of risk of loss.
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