Healthfirm Benefits
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Healthfirm Benefits
Smooth & easy process designed to give you the employee benefits you need in less time, with less hassle & money. Trends such as wellness and voluntary employee benefits save employers and employees on healthcare. As HR experts, we provide value add services to keep your employee benefits programs compliant and running smooth. We provide value add solutions that streamline and simplify employee benefits and HR processes.

Promise Awards recognize Wellmark agents and agencies for their success and dedication to serving the needs of Wellmark members. An honor for insurance brokers who assisted 100+ individuals and families with their health insurance selections during the open enrollment period. We help individuals select and purchase quality health and life insurance.

We also assist in creating a financial safety net for unforeseen accidents, and sudden or chronic health issues with Supplemental Policies. These affordable policies pay benefits in addition to your regular health insurance.
Services
As one of the true independent agencies in Iowa, Healthfirm Benefits works with not just one carrier, but multiple carriers to provide tailored health insurance solutions for our clients' needs.
We also provide innovative technology and value-add services to help clients succeed.
Our fair, unbiased approach is FREE and allows us to provide the best guidance possible when advising on health insurance and employee benefits.
In fact, we often maintain client relationships years after the initial sale by going far beyond the standard in agency service, and by thinking outside the box.
We approach employee group health benefits from several angles with the goal of providing an easy, smooth customer experience that reduces the time, stress and high costs associated with employee benefits.
Be sure to visit our HR Compliance page for value-add services.
Our FREE consultation and analysis includes reviewing your current benefit structure, company culture and financial objectives, as well as employee needs.
We also use a combination of claims data and survey benchmarking to help us design a package that fits the needs of both employer and employees.
Key personnel who suffer an illness or injury can lead to an additional strain on the owner of a business.
Thus, business may experience loss of sales and competitive edge, loss of confidence of suppliers, and expend a large amount of money and time to find a replacement.
Accordingly, key person benefits can protect from this type of loss.
Additionally, because typical group insurance only covers a fraction of a key executive's high income, most high-salaried executives are not adequately protected through regular group insurance.
Wellness plans and benefits extend beyond traditional health insurance and have been proven to reduce absenteeism, claims and premiums, while promoting a sense of financial well being, job fulfillment and more.
That's why Healthfirm Benefits has partnered with many top carriers and other vendors who have conducted research and developed programs geared to keep their members healthy and out of the doctor's office.
We can help you successfully implement affordable wellness benefits/programs in your business.
Voluntary benefits create a financial safety-net for your employees by augmenting employer-paid benefits.
Sometimes referred to as worksite benefits, voluntary benefits can be purchased by an employee through pre-taxed payroll deductions, at a discounted group rate.
Voluntary benefits are easy to administer and surveys consistently show that employees who have access to voluntary benefits experience higher job satisfaction and a higher overall sense of financial well-being.
As an independent agent, we provide an unbiased approach in helping you determine which benefits to offer your employees.
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