John E Horn Associates
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That's for certain and it is state law. The Insurance Research Council estimates that one in seven drivers do not have insurance. Another two probably bought their coverage from a 2:00am commercial so you are down to a coin flip to get your car fixed if you get hit. Quality insurance is a must! Cheesy, we know, but not to us. We've insured many restaurants because, well, we eat in them and understand why people love them!

A restaurant has many more exposures that require unique protection and coverage than a typical main street business. We know them inside out to give you peace of mind when you are doing what you know and do best; serving your customers quality food. At some time in our lives, we all need an auto repair shop. And auto repair shops needs insurance.

You deal with insurance companies every day so you know not all insurance companies are created equal. You also know which ones settle claims quickly and fairly. This helps your business so you can move on to the next repair and make money.
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John is an independent Chicago insurance agent, which means he is not tied to any one particular insurance company and can provide a more personal service with more choices.
We are a Trusted Choice Independent Insurance Agency that provides our customers with options for customized coverage from a variety of insurance companies so they end up with the coverage they want and not more than they need.
We treat all of our customers with care and respect and work to put together an insurance plan that makes sense on a coverage and cost basis.
Whether you are a mechanical repair shop or a body shop we have several companies that specialize in your business.
Whether you are a mail order business, a "main street" business, or a large office or retailer, we have the market for you.
We represent several of the top rated insurance companies that specialize in insuring condominium and home owner's associations.
Whether you are a one person operation or a trade contractor with several crews, we have the coverage and markets to fit your needs.
Whether you are a mechanical repair shop or a body shop we have several companies that specialize in your business.
Our companies offer free loss control surveys by experts to help prevent losses that affect your insurance rates.
Not only saving you insurance dollars, these surveys help by keeping your employees safe and on the job so you don't have any lost time.
You won't need to scramble to find technicians to cover an injured employee's work.
Our company partners offer fast and fair claims settlements to get your business back on track after a loss.
Whether you are a mail order business, a "main street" business, or a large office or retailer, we have the market for you.
Workers compensation is required by state law for any business with employees.
Workers compensation pays for medical bills, rehabilitation, and wages to injured workers.
Many people falsely believe their health insurance will cover any work related injuries.
Health insurance policies have an exclusion for work related injuries and illness.
The first question doctors ask is, "Is this work related".
Are all insurance companies the same when it comes to car insurance?
Nothing could be further from the truth!
A lot of people believe the coverage and service are the same with all companies and erroneously assume they only differ on price.
Unfortunately for these people, they don't realize their mistake until they have an accident and have to fight tooth and nail to get their claim settled.
Auto insurance is not a commodity.
We carefully chose to represent only companies that give fair and fast claim settlements and are rated as such.
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