We are here to help you navigate Michigan's new Auto Insurance Reform law, there are many decisions that need to be made to take advantage of the new law. We can help you maximize your savings by making the right decisions for you. Being with an agency who has carefully studied the new law and offers many top quality insurance carriers is your best guarantee that you will get the coverage you need and do it at the lowest possible cost.
Our site is designed to help you communicate with us whether electronically, by phone or in person. You have arrived at the right place to help you with all of your insurance needs. We have the expertise and companies to get you the coverage you need at the lowest possible cost. We are an independent insurance agency serving Three Rivers, Sturgis, Dowagiac, Grand Rapids, Otsego and surroundings communities.
We are proud to provide insurance and financial solutions to more than 5000 individuals, families and businesses. The agents at Preferred Insurance Services, Inc. are independent insurance agents.
Our site is designed to help you communicate with us whether electronically, by phone or in person. You have arrived at the right place to help you with all of your insurance needs. We have the expertise and companies to get you the coverage you need at the lowest possible cost. We are an independent insurance agency serving Three Rivers, Sturgis, Dowagiac, Grand Rapids, Otsego and surroundings communities.
We are proud to provide insurance and financial solutions to more than 5000 individuals, families and businesses. The agents at Preferred Insurance Services, Inc. are independent insurance agents.
Services
If the insurance follows the car and you lend your car to a friend, your coverage is considered the primary coverage.
If your friend has an accident, it's your insurance that will pay the claim.
If the accident is serious enough to use up all of your policy's coverage, then your friend's coverage, which is considered secondary, might also be used.
If the insurance follows the driver, coverage is provided the other way around.
If you lend your car to a friend and they have an accident, it's their policy that is considered primary coverage, meaning their insurance company will pay the claim.
If your friend has an accident, it's your insurance that will pay the claim.
If the accident is serious enough to use up all of your policy's coverage, then your friend's coverage, which is considered secondary, might also be used.
If the insurance follows the driver, coverage is provided the other way around.
If you lend your car to a friend and they have an accident, it's their policy that is considered primary coverage, meaning their insurance company will pay the claim.
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