Whether you are considering purchasing Vermont real estate (residential, commercial, or bare land) or refinancing an existing mortgage, we are the practical and efficient solution to your title insurance and closing needs. We are committed to providing you with high quality title insurance services at competitive, affordable flat rates. Our friendly and skilled staff will promptly reply to your inquiries through your choice of telephone or email.
We also include links to other sites that complement the services available. Take a look around our site, we're proud of our company and look forward to serving you. Janet P. Shaw, Esq. and her staff have more than 75 years of combined experience in providing dependable, high-quality service assisting in real estate transactions and the issuance of title insurance for buyers and borrowers.
We are agents for industry leader Chicago Title Insurance Company, part of the Fidelity National Family. We maintain the highest standards in order to deliver the very best quality, and we promise to provide you with prompt and friendly service at a reasonable price.
We also include links to other sites that complement the services available. Take a look around our site, we're proud of our company and look forward to serving you. Janet P. Shaw, Esq. and her staff have more than 75 years of combined experience in providing dependable, high-quality service assisting in real estate transactions and the issuance of title insurance for buyers and borrowers.
We are agents for industry leader Chicago Title Insurance Company, part of the Fidelity National Family. We maintain the highest standards in order to deliver the very best quality, and we promise to provide you with prompt and friendly service at a reasonable price.
Services
American Land Title, LLC was initially founded and incorporated in 1984 in Middlebury, Vermont as American Land Title, Inc.
It has grown steadily over the years, having searched many titles and issued thousands of title insurance policies.
There is one fully staffed office centrally located in Middlebury, exclusively serving buyers and borrowers in Addison County and its surrounding towns in northern Rutland County and southern Chittenden County.
Janet graduated Magna Cum Laude and Phi Beta Kappa from Boston College in 1981 with degrees in Political Science and History.
It has grown steadily over the years, having searched many titles and issued thousands of title insurance policies.
There is one fully staffed office centrally located in Middlebury, exclusively serving buyers and borrowers in Addison County and its surrounding towns in northern Rutland County and southern Chittenden County.
Janet graduated Magna Cum Laude and Phi Beta Kappa from Boston College in 1981 with degrees in Political Science and History.
American Land Title, LLC offers a wide variety of services and the excellent customer support that our customers and professional partners expect and deserve.
As settlement agent, American Land Title, LLC will fulfill lender requirements and the contractual requirements between the buyer and seller in a purchase transaction, or the lender requirements in a refinance situation.
We also handle all of the disbursements associated with the closing.
We work hard to ensure a smooth and professional closing for all parties involved.
As settlement agent, American Land Title, LLC will fulfill lender requirements and the contractual requirements between the buyer and seller in a purchase transaction, or the lender requirements in a refinance situation.
We also handle all of the disbursements associated with the closing.
We work hard to ensure a smooth and professional closing for all parties involved.
The Owner's Policy is issued to the new Owner, guaranteeing that the Title to the property they are purchasing is delivered to them without any restrictions or encumbrances other than those listed in the policy.
The Premium for an Owner's Policy of Title Insurance is based upon the Fair Market Value of the property to be insured (for a purchase, this is usually the purchase price) and the type of coverage provided (e.g.
The Lender's Policy is issued when there is a Mortgage Lien to be issued on the Property.
The Premium for an Owner's Policy of Title Insurance is based upon the Fair Market Value of the property to be insured (for a purchase, this is usually the purchase price) and the type of coverage provided (e.g.
The Lender's Policy is issued when there is a Mortgage Lien to be issued on the Property.
The following is a list of the various closing costs a buyer may encounter in a real estate transaction.
It is likely some, but not all of the costs will apply to your closing.
Although the list is not exhaustive, it includes the most common loan and closing costs.
Appraisal Fee: This fee covers your lender's expense in having the property appraised to determine its fair market value.
You should request a copy of the appraisal if one is not provided to you at closing by the lender.
Credit Report Fee: This fee covers your lender's expense in purchasing a credit report about you.
It is likely some, but not all of the costs will apply to your closing.
Although the list is not exhaustive, it includes the most common loan and closing costs.
Appraisal Fee: This fee covers your lender's expense in having the property appraised to determine its fair market value.
You should request a copy of the appraisal if one is not provided to you at closing by the lender.
Credit Report Fee: This fee covers your lender's expense in purchasing a credit report about you.
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