Holten Financial & Insurance Agency
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Since we opened our doors in 1998, we have provided businesses, individuals, & families a high level of personal customer service. We compare multiple insurance carriers and analyze the benefits and costs for you, so you don't have to. Holten Insurance goes above and beyond by providing excellent client care while offering extra services at no extra cost.
Services
Medicare Supplement insurance, often called "Medigap, " helps pay some of the outofpocket costs not paid by Original Medicare (Parts A and B).
There are ten plans standardized by the federal government.
Each Medicare Supplement plan offers the same basic benefits no matter which insurance company sells it.
Medicare Part D is prescription drug coverage.
You can get prescription drug coverage with a standalone Part D plan or with a Medicare Advantage plan that includes prescription drug coverage.
If you have a special election period or it is open enrollment you can get quotes and apply directly with BCBSIL.
If you are needing short term coverage to bridge the gap between plans or do not qualify for a special election period.
Dental insurance can be an affordable solution for those looking for regular and preventative coverage.
Vision insurance covers routine eye care and may reduce out-of-pocket costs for eye exams, glasses, and contact lenses.
Term Insurance most affordable type of insurance when initially purchased, is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during that term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
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