Established in 1892, Clarks Fork Mutual Insurance Company is a Chapter 380 mutual insurance company dedicated to providing quality insurance and extended coverage products and services that provide protection with value pricing. At CFMI, we meet and exceed the expectations of our policyholders with policies that are affordable and understandable. We wish to establish a successful partnership with policyholders, staff members, producers and Reinsurance Companies that respects the interest of each party.
It's the NAMIC (National Association of Mutual Insurance Companies) slogan and it's the root of our foundation: the basic concept of people pitching in to help each other when disaster strikes. Our knowledgeable, friendly staff empathizes with policyholders' needs and circumstances, especially while handling a loss situation; personal contact and service is the cornerstone to our success.
It's the NAMIC (National Association of Mutual Insurance Companies) slogan and it's the root of our foundation: the basic concept of people pitching in to help each other when disaster strikes. Our knowledgeable, friendly staff empathizes with policyholders' needs and circumstances, especially while handling a loss situation; personal contact and service is the cornerstone to our success.
Services
The company was organized as a cooperative by involving policyholders in the ownership and operation of the company.
1. Protect the financial strength and security.
2. Conduct business in an efficient, courteous and profitable manner while honoring the rights, dignity and value of our policyholders, employees and agencies.
3. Conduct business in an efficient manner that meets the guidelines of the Department of Insurance of the State of Missouri.
The Annual Policyholder's Meeting is held on the fourth Tuesday of March commencing at 10:00 a.m. at the home office in Boonville, Mo.
1. Protect the financial strength and security.
2. Conduct business in an efficient, courteous and profitable manner while honoring the rights, dignity and value of our policyholders, employees and agencies.
3. Conduct business in an efficient manner that meets the guidelines of the Department of Insurance of the State of Missouri.
The Annual Policyholder's Meeting is held on the fourth Tuesday of March commencing at 10:00 a.m. at the home office in Boonville, Mo.
With an established clientele ranging from single, young individuals to senior citizens and families, farmers to small business owners, Clarks Fork Mutual Insurance Company has an insurance product, package or policy suitable to meet your needs.
CFMI offers replacement cost insurance policies as well as actual cash value policies based on company underwriting guidelines.
An actual cash value policy reimburses for the depreciated value of your lost item at the time of loss.
A replacement cost policy provides reimbursement equal to what's required to replace your lost item.
CFMI offers replacement cost insurance policies as well as actual cash value policies based on company underwriting guidelines.
An actual cash value policy reimburses for the depreciated value of your lost item at the time of loss.
A replacement cost policy provides reimbursement equal to what's required to replace your lost item.
Basic insurance coverage for your home and property is not just a necessity - in many cases, it's a requirement.
What happens though when the damage to your property from uncontrollable perils far exceeds what's covered under your standard policy?
You're left to your own devices to cover the costs.
Extended coverage insurance policies are designed to provide the additional coverage you need to ensure your property is protected in situations like this.
Our Basic Fire, Lightning, Wind, Hail and Extended Coverage Insurance Policy is our longest-provided policy and continues to be the strength of the company.
What happens though when the damage to your property from uncontrollable perils far exceeds what's covered under your standard policy?
You're left to your own devices to cover the costs.
Extended coverage insurance policies are designed to provide the additional coverage you need to ensure your property is protected in situations like this.
Our Basic Fire, Lightning, Wind, Hail and Extended Coverage Insurance Policy is our longest-provided policy and continues to be the strength of the company.
Our friendly staff will offer their small town hospitality the moment you walk in the door.
Established and knowledgeable, our staff is here to help you with whatever needs you may have.
The Clarks Fork Mutual Insurance Company Board of Directors is comprised of seven members whose differences in background give the board a strong diversification of ideas allowing for well-thought-out decisions on all issues.
The Board includes three full-time agents (two of which are also in real estate), one attorney, one real estate broker, one progressive long-time farmer and one farmer also doing business as a farm product salesman.
Established and knowledgeable, our staff is here to help you with whatever needs you may have.
The Clarks Fork Mutual Insurance Company Board of Directors is comprised of seven members whose differences in background give the board a strong diversification of ideas allowing for well-thought-out decisions on all issues.
The Board includes three full-time agents (two of which are also in real estate), one attorney, one real estate broker, one progressive long-time farmer and one farmer also doing business as a farm product salesman.
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