Cavik Insurance
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When you work with an independent agency we can shop multiple carriers to get the BEST PRICE based on your needs. Alexandra and her team at Cavik Insurance are top notch. They are extremely knowledgeable, timely and responsive. I know we are in good hands. Alexandra always makes it a seamless and positive experience in finding the right coverage for our needs, all at very competitive prices.

We highly recommend Cavik Insurance. Cavik Insurance has always been very efficient and timely with all my questions regarding my policies. They help me save money with bundling and keep me up to date on all my deadlines. I have been very impressed. During my recent home purchase I sought out homeowners insurance. Alexandra was the fastest to respond and was able to offer me the lowest rate with the same coverage offered by three other major home owners insurance agencies.

She handled all the processes of passing the information to my lender and ensuring everything was taken care of and finalized prior to closing.
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Alexandra is a double graduate of UNCW, with a bachelor's degree in Political Science and a master's degree in Public Administration.
As an insurance agent, she is licensed in North Carolina and South Carolina for Property, Casualty, Life and Health Insurance.
Alexandra specializes in helping business owners consolidate and combine their personal and business insurance under one agency.
A "one stop shop" type of business.
Your personal insurance needs can include home and auto, boat or if you have several rental properties.
Your home may be your largest investment and it is important to protect that investment from perils with homeowners insurance.
If you are a renter, there are policies available to protect your personal possessions with renters insurance.
The right policy can protect your assets and provide both property and liability coverage.
It is important to note that homeowners insurance DOES NOT protect you from losses from flood.
If you are at risk from flood, be sure to inquire about a separate flood policy.
NC state law requires a minimum of Liability and Uninsured/Underinsured Motorist insurance.
However, you may want to acquire auto insurance coverage for your vehicle for collision, towing and/or rental car coverage.
Let us customize an auto policy to suit your auto insurance coverage needs.
The information below, provided by the NC Department of Insurance, provides a general guide to auto insurance coverages.
This coverage pays for bodily injury and property damage for which a covered driver becomes legally liable.
Unlike Auto and Homeowners policies, boat insurance policies are not standardized in North Carolina.
Therefore, each policy can be different but typically provides for physical damage, liability and medical payments.
Under certain conditions, you may be able to cover your boat with a watercraft endorsement to your homeowner's policy without a separate boat insurance policy.
Therefore, it is important to have an agent that understands your situation and customizes a boat insurance policy just for you.
We would be happy to meet with you to review your business insurance requirements and provide you with a free quote.
Give us a call today at 910-398-1044.
The information below, provided by the NC Department of Insurance, provides a general guide to business insurance coverages.
Your business needs to insure against damage to their own vehicles, injuries to third parties, damage to cargo and injuries to persons riding in their vehicles.
The minimum limits are 30/60/25 and certain commercial auto limits are much higher.
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