SB&T Insurance is a locally-owned, locally-managed independent insurance agency with a team of experienced insurance professional ready to help you. Our staff is committed to offering you friendly service, professionalism, and the skill to help you select the best coverage to protect your business, your home, and your other property. Take a moment to learn more about our agency and how we can serve you.
We make finding affordable insurance easy. As an independent agent, we can shop the market for the provider with the lowest price to fit your needs. Contact us for a complimentary policy review. We will do our best to start saving you money, without sacrificing your coverages.
We make finding affordable insurance easy. As an independent agent, we can shop the market for the provider with the lowest price to fit your needs. Contact us for a complimentary policy review. We will do our best to start saving you money, without sacrificing your coverages.
Services
SB&T Insurance is an independent insurance agency specializing in business and personal property and casualty insurance in northwest North Carolina and southwest Virginia.
Our experienced staff takes the time to talk with you about your needs.
We then help you sort through the various options to make sure your policy will have appropriate levels of coverage for your business and/or personal assets.
Finally, we review the products offered by the many companies we represent to find the best coverage for your specific needs.
Our experienced staff takes the time to talk with you about your needs.
We then help you sort through the various options to make sure your policy will have appropriate levels of coverage for your business and/or personal assets.
Finally, we review the products offered by the many companies we represent to find the best coverage for your specific needs.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
SB&T Insurance, a subsidiary of Surrey Bank & Trust*, can help you find comprehensive, affordable auto insurance.
Our experienced agents are always happy to answer your questions or to review your existing coverage.
And, if you have a question or need to file a claim, we're ready to help.
As an independent agency, SB&T Insurance represents multiple carriers, each with their own advantages, so we can compare coverage to help you find the product that is best for you.
We take pride in our ability to craft comprehensive protection programs for our clients.
Our experienced agents are always happy to answer your questions or to review your existing coverage.
And, if you have a question or need to file a claim, we're ready to help.
As an independent agency, SB&T Insurance represents multiple carriers, each with their own advantages, so we can compare coverage to help you find the product that is best for you.
We take pride in our ability to craft comprehensive protection programs for our clients.
Performance bonds guarantee that a contractor will complete construction projects according to the contractual terms.
If the contractor fails to meet its contractual obligations, the project developer can make a claim on the bond to access funds to pay another contractor to finish the job.
These bonds reassure project developers that contractors are submitting serious bid proposals and have the financial credentials necessary to accept the job.
If a bid is selected and the contractor declines the job or retracts the bid, the project developer can make a claim on the bond to collect the difference between the original bid and the next highest bid.
If the contractor fails to meet its contractual obligations, the project developer can make a claim on the bond to access funds to pay another contractor to finish the job.
These bonds reassure project developers that contractors are submitting serious bid proposals and have the financial credentials necessary to accept the job.
If a bid is selected and the contractor declines the job or retracts the bid, the project developer can make a claim on the bond to collect the difference between the original bid and the next highest bid.
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