Welcome to Louis Panciera, Inc! Since 1934, we have been serving the insurance needs of our Rhode Island and Connecticut customers. We pride ourselves on providing superior customer service and quality products to our clients. Our highly trained and personable staff are here to help you find the right coverage for you! We are a full service agency, offering a complete array of personal and commercial products.
Please contact us today for a comprehensive insurance review and help us help you protect you and your family's assets. Your personal possessions are some of your most important assets. We offer various lines of services to help keep those assets protected. Whether you're buying a home or purchasing the car of your dreams, our agency will find the best coverage for the most competitive pricing.
Contact our office an we will tailor a comprehensive insurance plan for your needs. There are many obstacles that business owners deal with today. Insurance should not be one of them. Our commercial insurance service team will go above and beyond to provide the appropriate coverage to protect you and your business.
Please contact us today for a comprehensive insurance review and help us help you protect you and your family's assets. Your personal possessions are some of your most important assets. We offer various lines of services to help keep those assets protected. Whether you're buying a home or purchasing the car of your dreams, our agency will find the best coverage for the most competitive pricing.
Contact our office an we will tailor a comprehensive insurance plan for your needs. There are many obstacles that business owners deal with today. Insurance should not be one of them. Our commercial insurance service team will go above and beyond to provide the appropriate coverage to protect you and your business.
Services
Below you will find a brief introduction to the insurance professionals at Louis Panciera, Inc. which handle all of your personal and commercial insurance needs.
Nick is the President of the agency.
Nick has attained a B.S. in Business Management from Nichols College and specializes in both commercial and personal lines, as well as life and disability insurance.
Nick works hard to develop new markets that benefit both our clients and the agency.
Nick has also received designations of an Accredited Advisor in Insurance (AAI) and Certified Professional Insurance Agent (CPIA).
Nick is the President of the agency.
Nick has attained a B.S. in Business Management from Nichols College and specializes in both commercial and personal lines, as well as life and disability insurance.
Nick works hard to develop new markets that benefit both our clients and the agency.
Nick has also received designations of an Accredited Advisor in Insurance (AAI) and Certified Professional Insurance Agent (CPIA).
Annuities are insurance contracts that make regular payments to you, either immediately or at some point in the future.
You would purchase an annuity to help grow or protect retirement savings.
The growth in the annuity is tax deferred and does not need to be reported as income on your tax return until you access the fund.
The reason someone would purchase an annuity would be to not only increase your retirement savings, but to also provide you with guaranteed income.
Deferred annuities can help you save more for retirement and defer taxes.
You would purchase an annuity to help grow or protect retirement savings.
The growth in the annuity is tax deferred and does not need to be reported as income on your tax return until you access the fund.
The reason someone would purchase an annuity would be to not only increase your retirement savings, but to also provide you with guaranteed income.
Deferred annuities can help you save more for retirement and defer taxes.
Automobile insurance may be the most common line of insurance that is being sold today.
Most everyone relies on a vehicle to use daily and every one of those vehicles need to be insured.
Whether someone has a long commute or under two miles, there is always a risk of an accident.
Many consumers prefer to get the best priced policy with the least amount of inconvenience to them.
If itaEs a quick and seamless process and you can satisfy the state minimum liability limits, this should be good enough right?
Most everyone relies on a vehicle to use daily and every one of those vehicles need to be insured.
Whether someone has a long commute or under two miles, there is always a risk of an accident.
Many consumers prefer to get the best priced policy with the least amount of inconvenience to them.
If itaEs a quick and seamless process and you can satisfy the state minimum liability limits, this should be good enough right?
Boat insurance is very similar to auto insurance.
It is crucial to protect yet another personal investment even if you only operate your watercraft a few months out of the year.
Liability is a huge component as it is for auto insurance.
Anything can happen on the water and although not required in all states, it should be kept on the top of the list before heading out on the water.
Anything can happen for even the most experienced boaters.
There could be rocks that you canaEt see that are unavoidable or you could simply have a motor malfunction and have to cash in on your sea tow insurance coverage.
It is crucial to protect yet another personal investment even if you only operate your watercraft a few months out of the year.
Liability is a huge component as it is for auto insurance.
Anything can happen on the water and although not required in all states, it should be kept on the top of the list before heading out on the water.
Anything can happen for even the most experienced boaters.
There could be rocks that you canaEt see that are unavoidable or you could simply have a motor malfunction and have to cash in on your sea tow insurance coverage.
Reviews
Be the first to review Richmond & Nichols.
Write a Review
