Collaborative Insurance Partners believes that you should be able to find the best product to protect both you and your family while always keeping flexibility and cost in mind. Our goal is to Collaborate with you to find the best solution. We focus on and provide insurance for three types of protection. We provide consultation to educate you on how insurance works so that you can select the best product to meet your needs.
You are already a client of Collaborative Financial Partners and you are ready to implement your insurance needs. You already work with a Fiduciary for your financial planning and need to implement the insurance side of your plan. You do not work with a financial planner, but you know your family is not protected the way they should be and you are not currently able to do financial planning for one reason or another.
You are already a client of Collaborative Financial Partners and you are ready to implement your insurance needs. You already work with a Fiduciary for your financial planning and need to implement the insurance side of your plan. You do not work with a financial planner, but you know your family is not protected the way they should be and you are not currently able to do financial planning for one reason or another.
Services
Chris has been a financial advisor since 2002, he became a platinum financial advisor in 2010, and a Private Wealth Advisor in 2014.
He believes in holistic financial planning and he focuses on your goals, investments, insurance strategies, wealth preservation strategies, and estate planning strategies.
He graduated with a BBA from Ohio University in 2000.
He holds the CRPC(R) Chartered Retirement Planning Counselor sm, AAMS(R) Accredited Asset Management Specialist, and AWMA(R) Accredited Wealth Management Advisor designations from the College for Financial Planning.
He believes in holistic financial planning and he focuses on your goals, investments, insurance strategies, wealth preservation strategies, and estate planning strategies.
He graduated with a BBA from Ohio University in 2000.
He holds the CRPC(R) Chartered Retirement Planning Counselor sm, AAMS(R) Accredited Asset Management Specialist, and AWMA(R) Accredited Wealth Management Advisor designations from the College for Financial Planning.
Disability Insurance is one of the most underutilized policies in the United States.
Disability Insurance gives you the ability to replace your earned income in the case of an unforeseen disability.
Many people believe that if they were disabled and unable to work that Social Security would cover them.
However, Social Security disability payments are modest.
At the beginning of 2015, Social Security paid an average monthly disability benefit of $1,165.
That is barely enough to keep a beneficiary above the 2014 poverty level ($11,670 annually).
Disability Insurance gives you the ability to replace your earned income in the case of an unforeseen disability.
Many people believe that if they were disabled and unable to work that Social Security would cover them.
However, Social Security disability payments are modest.
At the beginning of 2015, Social Security paid an average monthly disability benefit of $1,165.
That is barely enough to keep a beneficiary above the 2014 poverty level ($11,670 annually).
We want to educate our clients on all types of life insurance available, but we generally focus on Term, Universal, and Indexed policies.
To be clear, we are not licensed to sell Variable Life Insurance.
We have chosen not to be as we do not believe in the additional cost associated with these types of policies.
In general, we are biased toward the more affordable option of Term Insurance to protect your family for the lowest possible cost.
However, there are reasons to purchase permanent coverage such as Estate Planning, the inevitability of death and the associated costs, as well as in the rare case of tax-deferral of assets and income.
To be clear, we are not licensed to sell Variable Life Insurance.
We have chosen not to be as we do not believe in the additional cost associated with these types of policies.
In general, we are biased toward the more affordable option of Term Insurance to protect your family for the lowest possible cost.
However, there are reasons to purchase permanent coverage such as Estate Planning, the inevitability of death and the associated costs, as well as in the rare case of tax-deferral of assets and income.
Most people think that long-term care insurance is only for people that cannot get out of their bed, enjoy time with their grandkids, or even just enjoy time with their spouse.
However, do you know what determines if a Long-Term Care Policy would help cover custodial care?
I am not sure what your personal thoughts are, but I know that if one of my parents were in a wheelchair they could still enjoy playing, talking, and watching my children grow up.
However, I know my mother could not lift my father to help him get a bath or shower.
However, do you know what determines if a Long-Term Care Policy would help cover custodial care?
I am not sure what your personal thoughts are, but I know that if one of my parents were in a wheelchair they could still enjoy playing, talking, and watching my children grow up.
However, I know my mother could not lift my father to help him get a bath or shower.
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