Nickel & Associates Insurance
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Since 1921, Nickel & Associates Insurance has delivered comprehensive insurance solutions to individuals and businesses in Iowa, South Dakota, and throughout Minnesota. Our office is conveniently located in downtown Worthington and we make ourselves accessible to our customers when they need us. As an independent agency, we have established relationships with some of the nation top insurance providers.

Through these partnerships, we are able to give our customer more options for coverage and competitive rates. Our team of experienced and knowledgeable insurance professionals have the skillset and are committed to helping you create a tailored policy to fit your individual personal or professional insurance needs. We focus on providing individualized attention and quality customer service to create an experience that's difficult to find in today's market.

We specialize in commercial and farm insurance, but we can also provide any personal insurance need like home, auto, and life. In addition to our specializations, as a full service agency we can write for any personal, commercial, or unique insurance request you may have.
Services
As a locally owned and operated insurance agency in Worthington, Minnesota, Nickel & Associates Insurance Agency, Inc. is committed to providing quality insurance products for individuals and businesses.
We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.
Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs.
Having proper Auto Insurance ensures your independence behind the wheel.
From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen.
At Nickel & Associates Insurance Agency, Inc., we combine premium Auto Insurance with personalized service to give you the best coverage possible.
Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs - for peace-of-mind driving assurance.
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.
With Liability Coverage, you can be insured if you're held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
Contact Nickel & Associates Insurance Agency, Inc. today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.
Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered.
In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you'll be compensated for the amount in which you are legally entitled to - in regards to you, your passengers, and your vehicle.
Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.
Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it's important to contact Nickel & Associates Insurance Agency, Inc. to find out how you can be prepared for any situation on the road.
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