EFR Insurance Agency
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I was new to the area and found EFR Insurance Agency through Google. I chose to get a quote for my homeowners and auto insurance. I must say that I am extremely satisfied with the service I received. Luis and Yasmine were most patient and understanding even though I had a ton of questions. Ernie is by far the the best insurance broker I've ever worked with.

Since he offers the option to shop several insurance companies at one time, I knew my policy would be tailored to my needs. Ernie took the time to explain everything to me, in terms I could understand. I appreciated the great smiles and the fact that all the staff made me feel like family. I value the great customer service I get every time so I would highly recommend them without reservations.

Best place in town for insurance because they find you the best deal for your home and car insurance I've been with EFR for 15 years and still there is no other place that beats their deal for me. Love the service I receive from EFR Insurance agency and staff.
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Since 2009, the EFR Insurance Agency has been a multi-line insurance agency committed to providing exceptional customer service, competitive rates and consultative insurance planning.
Led by the over 40 years of experience of our owner Ernie Roque, we make every effort to provide our customers with what they want and need within their budget.
Mr. Roque is known by many as the "Insurance Man for the Working Man", as he and his staff pride themselves on offering quality and professional customer service at an elite level.
As your trusted source for auto insurance, EFR Insurance Agency offers a variety of coverage and additional protection options for our clients in Los Banos, CA.
Our clients have been choosing our agency to insure their cars and other vehicles because of our competitive prices and personal customer service, but our policies offer so much more.
Our auto insurance policy protects you against financial loss if you have a car accident.
General types of auto insurance coverage include property, liability, medical, uninsured and underinsured motorists, comprehensive and collision coverage.
To an ATV rider, there might be nothing quite like taking a ride out in some sand dunes out in the middle of the desert, or blazing through the trees in the forest.
Whatever the activity, there's no denying that riding an all-terrain vehicle is fun.
However, it can also be risky.
With a good variety of coverage types available, you should be able to work with an ATV insurance provider to create a policy that can provide you with maximum protection.
There are multiple types of coverages available that you can choose from to create a comprehensive ATV insurance policy.
While cruising the water in your boat, the last thing you want to worry about is insurance.
Contact us and let us take care of you.
Then go back to fishing, sunbathing, or just relaxing on those cool, clear waters.
We have a policy for most types of boats including bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans and utility boats.
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy.
A classic, collectible or antique car is no ordinary car-and regular auto insurance is not sufficient to protect such a vehicle against damage or loss.
That said, there is no uniform definition of a classic car.
If a car's value exceeds its original selling price, then it might be considered collectible and a candidate for specialized classic car insurance.
You might also seek specialized insurance for vintage military vehicles, classic motorcycles and antique tractors.
Limited use - Your classic car cannot be used for everyday commuting or errands, and your policy may include mileage limitations and proof the car is being properly garaged if you do travel with it.
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