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Pharmacy Benefit Management Underwriting Services
Invest in medical coverage that meets your needs and fits your budget with the affordable insurance plans from Pharmacy Benefit Management Underwriting Services (PBMUS) of Clearwater, FL. We work with major insurance carriers that enable us to provide medical and prescription drug plans primarily for individuals who want to augment their current insurance.

Our company also works with people who may have poor coverage or none at all through their employer. Additionally, we assist small businesses that want an inexpensive catastrophic coverage option along with significant discounts for employees who may have no other way to obtain it. In addition to affordable medical and prescription drug plans, we offer medical liability insurance, short-term medical and dental coverage, and other options that can be accessed at economical rates.

Our underwriters are professionals with nearly 100 years of combined experience. Founders and Principals Tim Pawlik and John Ewell have been in the healthcare business their entire careers.
Services
Cover the cost of your medical care without going broke by turning to PBMUS for help.
We offer limited health plans that give you access to physicians, diagnostic testing, and other medical options.
Are you between jobs but want to protect yourself from healthcare costs due to illness or injury?
We recommend temporary health insurance.
Our company offers a broad range of limited benefits, including plans that assist with hospital stays, surgery, wellness benefits, doctor's visits, and diagnostic benefits.
Most people require 8-12 prescriptions a year on the average, and many employers aren't offering prescription drug coverage at all.
How do you pay for the medications you need?
PBMUS provides an inexpensive prescription drug program for clients.
When you pay a premium, you receive access to prescription products at significant discounts.
Some plans come with $10.00 copays while others don't have copays at all if you use generic medications.
The great thing about our prescription drug program is that it is invaluable if you don't have prescription coverage, have limited coverage through your employer, or have large deductibles.
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