Learn the best steps to take after you've been in an automobile accident with this useful, step-by-step video. No two people are the same, and our insurance professionals know this better than most. Our deep insurance knowledge and broad life experience inform our every decision, with only one goal in mind: your protection. With decades of experience, we're excited to make sure you get the coverage you need before you need it most.
As a homeowner, are you responsible for the damage caused by a tree on your property that hits your neighbor's home or other insured structure, such as a garage or shed? In most cases, the answer is "no." When such damage occurs to your neighbor's home due to forces outside your control, e.g., weather events, your neighbors may have to file a claim with their insurer to receive a reimbursement for the damage a down tree or branches cause.
If it is determined that the tree damage stems from your negligence (e.g., dead limbs that you refused to cut down, or you chose to trim your tree as a weekend project), then the neighbor's insurer may come after you to recover their loss-a process called subrogation.
As a homeowner, are you responsible for the damage caused by a tree on your property that hits your neighbor's home or other insured structure, such as a garage or shed? In most cases, the answer is "no." When such damage occurs to your neighbor's home due to forces outside your control, e.g., weather events, your neighbors may have to file a claim with their insurer to receive a reimbursement for the damage a down tree or branches cause.
If it is determined that the tree damage stems from your negligence (e.g., dead limbs that you refused to cut down, or you chose to trim your tree as a weekend project), then the neighbor's insurer may come after you to recover their loss-a process called subrogation.
Services
Over the years, we have found that a team approach can be an effective method of helping clients with a wide variety of needs as they navigate the complex world of insurance.
We invite you to discover and experience the benefits of a diverse team with differing educational interests, experiences, and strategies.
Founded in 1999 our company has grown to a full service insurance agency.
Currently, US Insurance Agency serves the insurance needs of thousands of individuals, families and businesses in the tristate area.
We invite you to discover and experience the benefits of a diverse team with differing educational interests, experiences, and strategies.
Founded in 1999 our company has grown to a full service insurance agency.
Currently, US Insurance Agency serves the insurance needs of thousands of individuals, families and businesses in the tristate area.
Our mission is to get to know and understand your needs, wants, and long-term goals.
We want to help you develop, implement, and monitor a strategy that's designed to address your unique situation.
The world can be an unpredictable place.
Our commitment is to utilize all our resources to help you pursue your goals and help you keep those who matter most, safe.
We believe in thinking "out of the box, " and we are not afraid to challenge conventional wisdom in our approach to insurance and protection.
We want to help you develop, implement, and monitor a strategy that's designed to address your unique situation.
The world can be an unpredictable place.
Our commitment is to utilize all our resources to help you pursue your goals and help you keep those who matter most, safe.
We believe in thinking "out of the box, " and we are not afraid to challenge conventional wisdom in our approach to insurance and protection.
Our reasons for becoming insurance professionals are deeply personal.
We repeatedly saw friends and family struggling to find the coverage they needed.
We are confident that with our understanding of the insurance space, we can help people better prepare for the future.
After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts.
Above all else, we feel a commitment to our community.
Over the years, we have found that a team approach can be an effective method of helping clients with a wide variety of needs, as they navigate the complex world of insurance.
We repeatedly saw friends and family struggling to find the coverage they needed.
We are confident that with our understanding of the insurance space, we can help people better prepare for the future.
After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts.
Above all else, we feel a commitment to our community.
Over the years, we have found that a team approach can be an effective method of helping clients with a wide variety of needs, as they navigate the complex world of insurance.
As insurance professionals, we are committed to helping people just like you find solutions for all your insurance needs.
Once we understand your policy needs and goals, we'll work to develop a program tailored to you.
Today's environment can bring concerns, and even, dangers.
That's why we work closely with our clients to anticipate these challenges and address them before they happen.
Knowledge is power.
It's also the foundation for intelligent, well-considered decisions.
When you have questions about which insurance policies are right for you, sound decisions are vital in helping you pursue your goals and protect your future.
Once we understand your policy needs and goals, we'll work to develop a program tailored to you.
Today's environment can bring concerns, and even, dangers.
That's why we work closely with our clients to anticipate these challenges and address them before they happen.
Knowledge is power.
It's also the foundation for intelligent, well-considered decisions.
When you have questions about which insurance policies are right for you, sound decisions are vital in helping you pursue your goals and protect your future.
I appreciate all you did for us, especially with everything that was going on with Memphis.
I couldn't think straight never mind concentrate on all the insurance issues.
You really made it easier for me, thanks.
I just wanted you to know what a great job Stacey is doing for us.
I'm sure you're in the loop but she has done a great job acting as a my representative since I have no clue as to what all of these additions this third party contract firm wants from us are (and apparently neither do they).
I couldn't think straight never mind concentrate on all the insurance issues.
You really made it easier for me, thanks.
I just wanted you to know what a great job Stacey is doing for us.
I'm sure you're in the loop but she has done a great job acting as a my representative since I have no clue as to what all of these additions this third party contract firm wants from us are (and apparently neither do they).
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