Imagine your insurance coverage as a jigsaw puzzle. Even if you have all the pieces, you may struggle piecing them together. We help you understand your coverage, address your insurance needs, and continually monitor your policies as you work hard to enjoy the things we protect. If you drive or own a vehicle, being insured is more than just a convenience - it's a necessity.
Homeowners insurance products can help you protect your home and belongings should disaster strike. Protecting your business from the impact of potential customer lawsuits should be the first order of business.
Homeowners insurance products can help you protect your home and belongings should disaster strike. Protecting your business from the impact of potential customer lawsuits should be the first order of business.
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Home insurance covers the hazards that most homeowners face.
When a loss occurs, you will file a claim with your insurance carrier, and you are paid for the expenses, minus any outstanding deductible amounts.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
For instance, if someone slips and falls in your home or is injured somewhere on your property, you can be held responsible.
Liability coverage is there to protect you.
When a loss occurs, you will file a claim with your insurance carrier, and you are paid for the expenses, minus any outstanding deductible amounts.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
For instance, if someone slips and falls in your home or is injured somewhere on your property, you can be held responsible.
Liability coverage is there to protect you.
As a renter, you've got it pretty good: No property taxes, no lawn cutting, and no snow removal.
But what would you do if you returned from work or a vacation and all your possessions in your apartment had been destroyed by a fire?
Or if there were a break-in and some of your most expensive stuff was stolen?
You may think that the building owner's insurance would take care of all the damage caused by a fire.
Your building owner is only required to carry insurance for the structure.
Usually, covering everything outside "your walls" is their responsibility, while everything inside is yours to cover.
But what would you do if you returned from work or a vacation and all your possessions in your apartment had been destroyed by a fire?
Or if there were a break-in and some of your most expensive stuff was stolen?
You may think that the building owner's insurance would take care of all the damage caused by a fire.
Your building owner is only required to carry insurance for the structure.
Usually, covering everything outside "your walls" is their responsibility, while everything inside is yours to cover.
As a business owner, you take calculated risks every day in, order to keep your business thriving.
But what about the risks you haven't considered?
Business insurance is an excellent way to allow you to concentrate on profit, without being blindsided by unexpected liability.
The costs associated with a business insurance policy are small compared with the large risks that you'll be protected against.
If you currently rely on property insurance you are protecting your assets, but not the business itself.
But what about the risks you haven't considered?
Business insurance is an excellent way to allow you to concentrate on profit, without being blindsided by unexpected liability.
The costs associated with a business insurance policy are small compared with the large risks that you'll be protected against.
If you currently rely on property insurance you are protecting your assets, but not the business itself.
Even if your commercial vehicles are not the primary way your business makes money, its always smart to properly insure the vehicles you depend on as a business owner.
Commercial auto insurance is different than personal vehicle insurance.
In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.
Making sure the coverage for your commercial auto insurance is comprehensive is one the the easiest ways to protect your business.
Commercial auto insurance is different than personal vehicle insurance.
In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.
Making sure the coverage for your commercial auto insurance is comprehensive is one the the easiest ways to protect your business.
Data drives the organizations of today's world.
Business of all sizes have had a cyber attack or data breach, with the average cost to rectify rising to$6.5 million per occurrence.
One stolen laptop, one careless employee, a virus or even paper records that fall into the wrong hands, can create a financial and reputational consequence affecting your business for years to come.
Data compromise protection to cover employee and customer information if your data should ever be hacked, stolen, corrupted, or subject to procedural errors or internal fraud.
Business of all sizes have had a cyber attack or data breach, with the average cost to rectify rising to$6.5 million per occurrence.
One stolen laptop, one careless employee, a virus or even paper records that fall into the wrong hands, can create a financial and reputational consequence affecting your business for years to come.
Data compromise protection to cover employee and customer information if your data should ever be hacked, stolen, corrupted, or subject to procedural errors or internal fraud.
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